Alford, Florida.
Typical home $200,882 (-0.7% in a year).
to buy the typical home at today's mortgage rate — +$606 (+135%) since Jan 2020.
- 1 year
- Down $1,481 -1%
- $202,363$200,882 since Sep 2025
- 5 years
- Up $37,645 +23%
- $163,237$200,882 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Alford$1,054
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 17 years.
Typical home values in Alford, FL fell 0.7% over the past year — slower than the nation's +1.2%.
Living in Alford, Jackson County, Florida
Alford is a town of 484 people in Jackson County. Half its households earn more than $49,157 a year and half less, against $49,149 across Jackson County. Unemployment in Jackson County was 5.2% in August 2026, and the county had 2.7% fewer jobs in 2025 than the year before. The most people in Jackson County work in schools and health care, then government.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Alford is a very small town in Jackson County, in the Florida Panhandle. Household incomes here are about the same as across the county, and the typical home is priced in the low to middle range for the state. Winters are mild, with little or no snow, summers are hot, and the year brings a good deal of rain.
Work. Many residents work in schools, hospitals and social care, in government, in professional and business services, and in shops. Across Jackson County, some of the largest workplaces are Jackson Schools, Jackson Hospital and Chipola College. Unemployment in the county has risen a little over the past year, and there are fewer jobs than there were a year earlier. Very few people here work from home, and few adults hold a four-year degree.
Things to do. Falling Waters State Park, a protected natural area, is a short drive away. Farther afield, Florida Caverns State Park and Torreya State Park are both protected areas a longer drive from town. Together they offer places to walk, picnic and spend time outdoors.
Report a mistake
- 7%of adults have a degree
- 1%work from home
What people in Jackson County work in
Employed residents by industry, from the Census survey. Jackson County had 14,429 jobs in 2025, 2.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 64° and lows near 39°; warmest in July, with highs near 93° and lows near 72°. About 61 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Chipley weather station, 11 miles away (NOAA).
Largest workplaces in Jackson County
- Jackson SchoolsSchool district918FTE
- Jackson HospitalHospitals, general medical and surgical700
- WalmartWarehouse clubs and supercenters366
- Family Dollar, LLC DC207General warehousing and storage352
- Chipola CollegeUniversity or college230
- Management & Training CorporationJails, privately operated218
- Bureau of Prisons/federal Prison SystemFederal government · Department of Justice164
- Rex Lumber, GracevilleSawmills164
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 24 workplaces with 20 or more staff, 3,134 people in all across the county; Alford has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), colleges from IPEDS (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- HurricanesRelatively high
- Cold wavesRelatively high
- DroughtRelatively moderate
- Strong windRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Alford’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jackson County.
Alford home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Alford$200,882
- Florida$375,361
- United States$366,157
Sellers are cutting prices on about 1 in 5 Alford listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Alford19.69%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Alford21
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Alford address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Alford — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.