Algoma, Mississippi.
Typical home $239,826 (+4.4% in a year). Tupelo, MS metro.
to buy the typical home at today's mortgage rate — +$613 (+95%) since Feb 2021.
- 1 year
- Up $10,188 +4%
- $229,638$239,826 since Sep 2025
- 5 years
- Up $25,130 +12%
- $214,696$239,826 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Algoma$1,259
- Mississippi$1,021
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 31 years.
Typical home values in Algoma, MS rose 4.4% over the past year — faster than the nation's +1.2%.
Living in Algoma, Pontotoc County, Mississippi
Algoma is a town of 705 people in Pontotoc County. 89% of its homes are lived in by their owners and 11% are rented. Unemployment in Pontotoc County was 3.2% in August 2026, and the county had 3.2% fewer jobs in 2025 than the year before. The most people in Pontotoc County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Algoma is a small Mississippi town in Pontotoc County, home to a small number of people. Nearly all homes are lived in by their owners, far more than is typical across the country, and few residents live below the poverty line. Winters are mild and rarely bring snow, summers run hot, and the rain falls steadily through the year.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in transport and warehousing. Across Pontotoc County, the largest workplaces include Ashley Furniture - ECRU, Southern Motion Plant 1 and the Pontotoc County School District. The county has lost a few jobs over the past year, and unemployment there has eased compared with a year earlier.
Things to do. Trace State Park, a protected area, is a short drive away and is the nearest place to get outdoors. A longer drive brings you to the Elvis Presley Birthplace, a museum, and to the Natchez Trace Parkway, a long protected scenic route. Tupelo National Battlefield, an archaeological site, is also a longer drive away.
Report a mistake
- 5%below the poverty line
- 24 mintypical commute
- 4%work from home
What people in Pontotoc County work in
Employed residents by industry, from the Census survey. Pontotoc County had 11,386 jobs in 2025, 3.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 51° and lows near 31°; warmest in July, with highs near 90° and lows near 70°. About 61 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Pontotoc Experiment Station weather station, 4 miles away (NOAA).
Largest workplaces in Pontotoc County
- Ashley Furniture - ECRUUpholstered furniture, household-type, custom, manufacturing2,176
- Southern Motion Plant 1Chairs, upholstered household-type, manufacturing546
- Pontotoc CO School DistSchool district486FTE
- Ashley Distribution Services, Ltd. - MississippiLong distance truckload381
- Pontotoc City SchoolsSchool district341FTE
- WalmartWarehouse clubs and supercenters328
- Fusion Furniture Plant 1Chairs, upholstered household-type, manufacturing298
- Behold WashingtonUpholstered household furniture manufacturing285
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 19 workplaces with 20 or more staff, 5,251 people in all across the county; Algoma has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- LightningVery high
- Cold wavesVery high
- Heat wavesRelatively high
- Strong windRelatively high
- DroughtRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Algoma’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pontotoc County and the Tupelo, MS metro.
Algoma home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Algoma$239,826
- Mississippi$194,531
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Algoma address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Algoma — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.