States · Texas · Cherokee County

Alto, Texas.

Typical home $210,869 (-8.8% in a year). Jacksonville, TX metro.

What it costs per month · Alto $1,107/mo

to buy the typical home at today's mortgage rate — +$273 (+33%) since Feb 2022.

What the home itself did
1 year
Down $20,415 -9%
$231,285$210,869 since Sep 2025

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Alto $1,107 Texas $1,556 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Alto$1,107
  • Texas$1,556
  • United States$1,922

Typical home values in Alto, TX fell 8.8% over the past year — slower than the nation's +1.2%.

Living in Alto, Cherokee County, Texas

Alto is a town of 1,027 people in Cherokee County. Unemployment in Cherokee County was 4.7% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most people in Cherokee County work in schools and health care, then manufacturing.

People 1,027 in the 2020 census; median age 28.7
Household income Too few homes in Alto for the Census survey to measure.
Unemployment 4.7% Cherokee County, August 2026; 4.7% a year before
Homes Too few homes in Alto for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Alto is a small East Texas town in Cherokee County, and its residents are younger on the whole than in most American towns. Homes here cost less than the typical home across the country, and household incomes in the county run below the Texas average. Winters are mild and rarely bring snow, summers are hot, and the rainfall through the year is generous.

Work. Many residents work in schools, hospitals and social care, with others in manufacturing, shops and the building trades. The biggest workplaces in Alto include Alto ISD, Pearman Motor Company and Brookshire Brothers. The usual trip to work is a fairly short drive, which suggests that plenty of people travel beyond town for their jobs. Job numbers across the county have barely changed from the year before, and unemployment is the same as it was a year ago.

Things to do. Caddo Mounds State Historic Site, a museum devoted to the region's early Native American history, is a short drive away. For time outdoors, Davy Crockett National Forest and Mission Tejas State Park are both protected areas a longer drive away, with woods to walk and camp in. Ellen Trout Zoo, also a longer drive away, gives a different kind of outing.

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  • 28 mintypical commute

What people in Cherokee County work in

  • Schools, hospitals and social care25%
  • Manufacturing13%
  • Shops (retail)10%
  • Building trades9%
  • Professional and business services8%
  • Restaurants, hotels and entertainment6%

Employed residents by industry, from the Census survey. Cherokee County had 14,947 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 56° and 37°; warmest in August, 92° and 72° 40° 60° 80° 100° J 56° 37° F M A M J J A 92° 72° S O N D
Average daily high and low for each month: coldest in January, 56° and 37°; warmest in August, 92° and 72° 40° 60° 80° 100° J 56° 37° F M A M J J A 92° 72° S O N D

Coldest in January, with highs near 56° and lows near 37°; warmest in August, with highs near 92° and lows near 72°. About 50 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Rusk weather station, 12 miles away (NOAA).

Largest workplaces in Alto

  1. Alto ISDSchool district98FTE
  2. Pearman Motor CompanyLight utility truck dealers, new only or new and used26
  3. Brookshire BrothersGrocery stores23

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 49 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. LightningRelatively high
  3. Cold wavesRelatively high
  4. WildfireRelatively moderate
  5. Ice stormsRelatively moderate
  6. Heat wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Alto’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cherokee County and the Jacksonville, TX metro.

Alto home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 2022 2023 2024 2025 2026 Alto $210,869 Texas $296,424 United States $366,157
$250,000 $300,000 $350,000 2022 2024 2026
  • Alto$210,869
  • Texas$296,424
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 15 20 25 2018 2019 2020 2021 2022 2023 2024 2025 2026 Alto 14
10 15 20 25 2018 2022 2026
  • Alto14

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Alto address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Alto — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Alto