Amarillo, Texas.
Typical home $209,627 (+4.3% in a year), asking rent $1,305 (+7.1%). Amarillo, TX metro.
to buy the typical home at today's mortgage rate — +$589 (+115%) since Jan 2020.
- 1 year
- Up $8,596 +4%
- $201,032$209,627 since Sep 2025
- 5 years
- Up $41,856 +25%
- $167,772$209,627 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Amarillo$1,100
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Amarillo, TX rose 4.3% over the past year — faster than the nation's +1.2%.
Asking rents in Amarillo, TX rose 7.1% over the past year — faster than the nation's +2.7%.
Owning the typical home in Amarillo runs $284/mo more than renting one. The gap peaked at $372 in Oct 2023.
That is $1,589 a month against $1,305 rent: a $1,100 mortgage payment, plus $264 property tax and $224 insurance & upkeep.
Owning vs renting — Amarillo
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,589
- Renting$1,305
- Mortgage only$1,100
Property tax · $264/mo 1.51% of value a year — the ACS 2020-2024 median bill over the median home value for Randall County, TX
Insurance & upkeep · $224/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Amarillo, Randall County, Texas
Amarillo is a city of 200,393 people in Randall County. Half its households earn more than $65,912 a year and half less, against $83,864 across Randall County; 16% of its people live below the poverty line. 60% of its homes are lived in by their owners and 40% are rented. Unemployment in Amarillo was 3.7% in August 2026, and Randall County had 0.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Amarillo is a city on the high plains of the Texas Panhandle, with a typical age that sits on the younger side. Most homes are lived in by their owners, though a good share of households rent, and typical home values and rents are moderate. Incomes in the city run below those across Randall County, and a noticeable part of the population lives below the poverty line. Winters are cold, with January the coldest month, and summers are hot, with July the warmest.
Work. Many residents work in schools, hospitals and social care, with shops, manufacturing, and restaurants, hotels and entertainment also employing a lot of people. Among the largest workplaces in Amarillo are Amarillo ISD, Baptist Saint Anthonys Hospital and Amarillo National Bank. Unemployment has edged up a little over the past year, and the number of jobs across Randall County has grown only slightly. A typical commute is a short one, and few people work from home.
Things to do. In or beside town, the American Quarter Horse Hall of Fame is a museum devoted to the breed, and Amarillo Lake offers some open water close to home. A short drive away, Wonderland Park is an amusement park that suits a day out with family. For a longer trip, Alibates Flint Quarries National Monument is an archaeological site, reached by a longer drive.
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- 79,741households
- 27%of adults have a degree
- 16%below the poverty line
- 20 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Randall County had 37,224 jobs in 2025, 0.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 51° and lows near 22°; warmest in July, with highs near 92° and lows near 65°.
Average daily high and low, 1991–2020, at the Amarillo 7ENE weather station, 7 miles away (NOAA).
Largest workplaces in Amarillo
- Amarillo ISDSchool district3,997FTE
- Baptist Saint Anthonys HospitalGeneral hospital1,669FTE
- Northwest Texas HospitalGeneral hospital1,565FTE
- Amarillo CollegeTwo-year college1,220
- Amarillo National BankBanking928
- AmazonGeneral warehousing and storage712
- Xcel EnergyCorporate, subsidiary, and regional managing offices689
- Merchants Building MaintenanceBuilding cleaning services, interior679
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 148 workplaces with 20 or more staff, 22,632 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- HailVery high
- TornadoesVery high
- Strong windRelatively high
- Cold wavesRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Amarillo’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Randall County and the Amarillo, TX metro.
Amarillo home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Amarillo$209,627
- Texas$296,424
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Amarillo listings, and the typical home goes pending in 17 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Amarillo27.14%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Amarillo17
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Amarillo819
New listings per month
Sellers arriving at the market.
- Amarillo250
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Amarillo$241,734
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Amarillo98.01%
Zip codes with a Amarillo address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Amarillo — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Amarillo
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 79109 | Amarillo | 43,578 | $1,135 | $237,059 |
| 79107 | Amarillo | 36,662 | $1,089 | $108,809 |
| 79118 | Amarillo | 28,107 | $1,763 | $262,484 |
| 79106 | Amarillo | 26,161 | $1,086 | $166,254 |
| 79119 | Amarillo | 24,907 | $1,769 | $389,735 |
| 79110 | Amarillo | 16,994 | $1,506 | $173,207 |
| 79124 | Amarillo | 12,019 | $2,100 | $382,786 |
| 79103 | Amarillo | 11,306 | $1,550 | $156,992 |
| 79108 | Amarillo | 11,216 | — | $200,710 |
| 79102 | Amarillo | 9,393 | $1,349 | $154,464 |
| 79104 | Amarillo | 6,561 | — | $112,987 |
| 79121 | Amarillo | 6,437 | — | $305,804 |
| 79101 | Amarillo | 2,526 | — | $108,662 |