Amboy, Indiana.
Typical home $203,410 (+8.0% in a year). Peru, IN metro.
to buy the typical home at today's mortgage rate — +$620 (+139%) since Jan 2020.
- 1 year
- Up $15,082 +8%
- $188,329$203,410 since Sep 2025
- 5 years
- Up $54,546 +37%
- $148,864$203,410 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Amboy$1,068
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Amboy, IN rose 8.0% over the past year — faster than the nation's +1.2%.
Living in Amboy, Miami County, Indiana
Amboy is a town of 317 people in Miami County. 93% of its homes are lived in by their owners and 7% are rented. Unemployment in Miami County was 3.6% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most people in Miami County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Amboy is a very small town in Miami County, Indiana, where nearly everyone lives in a home they own. Typical home values are modest, and adults here are less likely to hold a four-year degree than adults across much of the country. Winters are cold and snowy, with January the coldest month, while summers turn warm, and rain and melted snow fall steadily through the year.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in restaurants, hotels and entertainment. Very few work from home. Across Miami County, the largest workplaces include Smithfield Foods - Peru, Maconaquah School and Dukes Memorial Hospital. Unemployment in the county is lower than it was a year earlier, and the number of jobs there has edged up slightly.
Things to do. The Greentown Glass Museum is a short drive away. Farther afield, a longer drive brings you to Spencer Park Dentzel Carousel, a tourist attraction, and the International Circus Hall of Fame, a museum. The Salamonie River State Forest, a protected area, is also a longer drive from town.
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- 22%of adults have a degree
- 2%work from home
What people in Miami County work in
Employed residents by industry, from the Census survey. Miami County had 9,103 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 18°; warmest in July, with highs near 85° and lows near 64°. About 20 inches of snow and 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Wabash weather station, 14 miles away (NOAA).
Largest workplaces in Miami County
- Smithfield Foods - PeruCured meats made from purchased carcasses521
- Maconaquah School CorpSchool district273FTE
- Peru Community SchoolsSchool district221FTE
- Dukes Memorial HospitalCritical access hospital190FTE
- Progress RailRailroad rolling stock manufacturing187
- FedExCourier and express delivery services157
- Miami County621420 outpatient mental health and substance abuse centers151
- Dean Baldwin PaintingAircraft maintenance and repair services133
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 18 workplaces with 20 or more staff, 2,077 people in all across the county; Amboy has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Cold wavesRelatively high
- TornadoesRelatively high
- DroughtRelatively moderate
- HailRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Amboy’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Miami County and the Peru, IN metro.
Amboy home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Amboy$203,410
- Indiana$257,165
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
Zip codes with a Amboy address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Amboy — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.