Amesbury, Massachusetts.
Typical home $622,001 (+2.4% in a year), asking rent $2,500 (+1.6%). Boston-Cambridge-Newton, MA-NH metro.
to buy the typical home at today's mortgage rate — +$1,839 (+129%) since Jan 2020.
- 1 year
- Up $14,465 +2%
- $607,536$622,001 since Sep 2025
- 5 years
- Up $137,209 +28%
- $484,792$622,001 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Amesbury$3,265
- Massachusetts$3,439
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Amesbury, MA rose 2.4% over the past year — faster than the nation's +1.2%.
Asking rents in Amesbury, MA rose 1.6% over the past year — slower than the nation's +2.7%.
Owning the typical home in Amesbury runs $1,969/mo more than renting one. The gap peaked at $2,181 in Jan 2025.
That is $4,469 a month against $2,500 rent: a $3,265 mortgage payment, plus $538 property tax and $666 insurance & upkeep.
Owning vs renting — Amesbury
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$4,469
- Renting$2,500
- Mortgage only$3,265
Property tax · $538/mo 1.04% of value a year — the ACS 2020-2024 median bill over the median home value for Essex County, MA
Insurance & upkeep · $666/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Amesbury, Essex County, Massachusetts
Amesbury is a city in Essex County. Half its households earn more than $103,554 a year and half less, against $101,883 across Essex County; 7% of its people live below the poverty line. 69% of its homes are lived in by their owners and 31% are rented. Unemployment in Amesbury was 3.8% in August 2026, and Essex County had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Amesbury is a city in Essex County, Massachusetts, with the Powwow River in or beside town. Most homes are lived in by their owners, and most of the town's residents are settled homeowners. Winters are cold and snowy, summers are warm, and rain and melted snow fall steadily through the year, so the seasons are clearly felt.
Work. Residents work in schools, hospitals and social care, professional and business services, manufacturing, and retail shops. Unemployment is a little lower than it was a year earlier. Household incomes in town are above the county's, and a large share of adults hold a four-year degree. The typical commute is a short ride to work for most people, and a modest share of residents work from home.
Things to do. The Merrimack River, one of the best known rivers in the area, lies a short drive away. The Bartlett Museum, Inc. is a museum in or beside town. Canobie Lake Park, an amusement park, is a longer drive away.
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- 7,586households
- 43.7median age
- 45%of adults have a degree
- 7%below the poverty line
- 29 mintypical commute
- 17%work from home
What residents work in
Employed residents by industry, from the Census survey. Essex County had 326,688 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 35° and lows near 16°; warmest in July, with highs near 82° and lows near 61°. About 58 inches of snow and 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Haverhill weather station, 8 miles away (NOAA).
Largest workplaces in Essex County
- Raytheon_Andover_MA5,177
- AmazonGeneral warehousing and storage4,153
- Johnson JohnsonSurgical medical instruments3,110
- General Electric2,628
- Lynn SchoolsSchool district2,413FTE
- Lawrence SchoolsSchool district2,349FTE
- PfizerVaccines manufacturing2,230
- North Shore Medical CenterGeneral hospital2,150FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 528 workplaces with 20 or more staff, 94,818 people in all across the county; Amesbury has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingVery high
- Ice stormsVery high
- Inland floodingRelatively high
- LightningRelatively high
- HurricanesRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Essex County, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Essex County and the Boston-Cambridge-Newton, MA-NH metro.
Amesbury home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Amesbury$622,001
- Massachusetts$655,219
- United States$366,157
Sellers are cutting prices on about 1 in 4 Amesbury listings, and the typical home goes pending in 12 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Amesbury26.34%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Amesbury12
- United States21
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Amesbury54
New listings per month
Sellers arriving at the market.
- Amesbury22
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Amesbury$544,733
- United States$370,717
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
Not enough data to draw this yet.
Zip codes with a Amesbury address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Amesbury — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.