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Massachusetts.

3rd most expensive state. Typical home $655,219 (+2.3% in a year), estimated payment $3,611 a month. As of Sep 2026.

What it costs per month · Massachusetts $3,439/mo

to buy the typical home at today's mortgage rate — +$1,861 (+118%) since Jan 2020.

What the home itself did
1 year
Up $14,876 +2%
$640,343$655,219 since Sep 2025
5 years
Up $133,842 +26%
$521,377$655,219 since Sep 2021
10 years
Up $286,993 +78%
$368,226$655,219 since Sep 2016

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Massachusetts $3,439 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Massachusetts$3,439
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Massachusetts rose 2.3% over the past year — faster than the nation's +1.2%.

Buying the typical Massachusetts home now takes 42% of the median household income ($103,960/yr, ACS 2020–2024) — the standard affordability line is 30%.

Share of median income needed to buy

Monthly payment for the typical home against the local median household income. Income is an annual survey, stepped — the saw-teeth are survey years, not markets.

20% 30% 40% 2011 2014 2017 2020 2023 2026 Massachusetts 39.70% United States 28.57%
20% 30% 40% 2014 2020 2026
  • Massachusetts39.70%
  • United States28.57%

Massachusetts home values

Zillow Home Value Index against the national figure. Mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2002 2006 2010 2014 2018 2022 2026 Massachusetts $655,219 United States $366,157
$200,000 $400,000 $600,000 2002 2010 2018 2026
  • Massachusetts$655,219
  • United States$366,157

Metros in Massachusetts

Metros Counties Cities

Largest first, by population. Zillow publishes rent for fewer metros than home values, so a dash means no series — not a market at zero.

# Metro Rent 1-yr Δ Home value 1-yr Δ
1 Vineyard Haven — — $1,556,422 +6.1%
2 Barnstable Town $2,578 +2.1% $757,453 +2.9%
3 Boston $2,987 +2.3% $725,639 +2.1%
4 Worcester $2,105 +1.4% $476,551 +2.1%
5 Pittsfield $1,757 +3.8% $389,980 +1.6%
6 Springfield $1,963 +3.7% $372,394 +3.3%

Go deeper: every zip in Massachusetts.