Ancram, New York.
Typical home $589,299 (+6.1% in a year). Hudson, NY metro.
to buy the typical home at today's mortgage rate — +$459 (+17%) since Jan 2024.
- 1 year
- Up $34,031 +6%
- $555,268$589,299 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ancram$3,093
- New York$2,755
- United States$1,922
Typical home values in Ancram, NY rose 6.1% over the past year — faster than the nation's +1.2%.
Living in Ancram, Columbia County, New York
Ancram is a town of 1,440 people in Columbia County. Half its households earn more than $99,773 a year and half less, against $81,528 across Columbia County; 9% of its people live below the poverty line. 89% of its homes are lived in by their owners and 11% are rented. Unemployment in Columbia County was 3.4% in August 2026, and the county had 0.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ancram is a small rural town in Columbia County, with a modest population spread across open country. Residents are older than in many places, and nearly everyone owns the home they live in. Household incomes run higher than across the county, and homes are valued well above what is typical in much of the country. Winters are cold and snowy, with January the coldest month, and summers are warm, with July the warmest. Rain and melted snow fall through the year.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in manufacturing and in shops. Unemployment across Columbia County is low and has barely moved from a year ago, and the number of jobs there has held nearly steady. Among the larger employers across the county are Columbia Memorial Hospital, the Kinderhook Central School District and the Hudson City School District. Commutes are fairly long, and a good number of residents work from home.
Things to do. For time outdoors, Taconic State Park and Lake Taghkanic State Park are both a short drive away, as is Bash Bish Falls State Park. Those who like museums can make a longer drive to the Norman Rockwell Museum, or to Olana State Historic Site. Lime Rock Park, a race track, is also a longer drive away.
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- 552households
- 42%of adults have a degree
- 9%below the poverty line
- 35 mintypical commute
- 20%work from home
What residents work in
Employed residents by industry, from the Census survey. Columbia County had 20,909 jobs in 2025, 0.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 34° and lows near 14°; warmest in July, with highs near 83° and lows near 60°. About 50 inches of snow and 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Copake weather station, 6 miles away (NOAA).
Largest workplaces in Columbia County
- Columbia Memorial HospitalGeneral hospital1,036FTE
- Kinderhook Central School DistrictSchool district332FTE
- Hudson City School DistrictSchool district316FTE
- Pine Haven Nursing & Rehabilitation CenterLong term health care300
- Chatham Central School DistrictSchool district275FTE
- Taconic Hills Central School DistrictSchool district254FTE
- Ginsberg's Foods HudsonGeneral-line groceries merchant wholesalers250
- WalmartWarehouse clubs and supercenters244
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 37 workplaces with 20 or more staff, 3,298 people in all across the county; Ancram has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingRelatively moderate
- LightningRelatively moderate
- Ice stormsRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Columbia County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Columbia County and the Hudson, NY metro.
Ancram home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ancram$589,299
- New York$524,942
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ancram12
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Ancram address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ancram — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.