Arcadia, Florida.
Typical home $243,467 (+0.3% in a year), asking rent $1,549 . Arcadia, FL metro.
to buy the typical home at today's mortgage rate — +$699 (+121%) since Jan 2020.
- 1 year
- Up $713 +0%
- $242,754$243,467 since Sep 2025
- 5 years
- Up $41,511 +21%
- $201,956$243,467 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Arcadia$1,278
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Arcadia, FL rose 0.3% over the past year — slower than the nation's +1.2%.
Living in Arcadia, DeSoto County, Florida
Arcadia is a city of 7,420 people in DeSoto County. Half its households earn more than $39,677 a year and half less, against $54,417 across DeSoto County; 32% of its people live below the poverty line. 49% of its homes are lived in by their owners and 51% are rented. Unemployment in DeSoto County was 6.0% in August 2026, and the county had 0.7% fewer jobs in 2025 than the year before. The most residents work in restaurants and hotels, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Arcadia is a small city and the heart of DeSoto County, with a median age younger than you might expect and incomes well below the county's. Fewer homes are lived in by their owners than you might expect, and many households rent. Winters are mild and short, with little or no snow, while summers are hot, and rain falls steadily through the year.
Work. Residents work mostly in restaurants, hotels and entertainment, professional and business services, government and the building trades. Among the largest workplaces in town are Desoto Schools, Desoto Memorial Hospital and Vision Ace Hardware. Few adults hold a four-year degree, very few work from home, and the typical commute is a fairly long one.
Things to do. Lake Katherine and the Creation Adventures Museum are in or beside town. A short drive away, Charlie Creek offers a river to explore. For a longer outing, Highlands Hammock State Park is a protected natural area a longer drive away.
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- 3,189households
- 11%of adults have a degree
- 32%below the poverty line
- 27 mintypical commute
- 3%work from home
What residents work in
Employed residents by industry, from the Census survey. DeSoto County had 9,848 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 74° and lows near 47°; warmest in August, with highs near 92° and lows near 72°. About 54 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Arcadia weather station, a mile away (NOAA).
Largest workplaces in Arcadia
- Desoto SchoolsSchool district593FTE
- Desoto Memorial HospitalGeneral hospital236FTE
- ArcadiaMail and parcel delivery43
- Vision Ace Hardware, ArcadiaHardware stores22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 65 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- HurricanesVery high
- Strong windRelatively high
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Arcadia’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on DeSoto County and the Arcadia, FL metro.
Arcadia home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Arcadia$243,467
- Florida$375,361
- United States$366,157
Sellers are cutting prices on about 1 in 5 Arcadia listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Arcadia18.98%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Arcadia158
New listings per month
Sellers arriving at the market.
- Arcadia29
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Arcadia$201,057
- United States$371,407
Zip codes with a Arcadia address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Arcadia — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Arcadia
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 34266 | Arcadia | 29,863 | $1,475 | $243,351 |
| 34269 | Arcadia | 5,013 | — | $274,151 |