States · Indiana · Hamilton County

Arcadia, Indiana.

Typical home $314,009 (+5.5% in a year). Indianapolis-Carmel-Anderson, IN metro.

What it costs per month · Arcadia $1,648/mo

to buy the typical home at today's mortgage rate — +$962 (+140%) since Jan 2020.

What the home itself did
1 year
Up $16,240 +5%
$297,769$314,009 since Sep 2025
5 years
Up $76,834 +32%
$237,175$314,009 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Arcadia $1,648 Indiana $1,350 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Arcadia$1,648
  • Indiana$1,350
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Arcadia, IN rose 5.5% over the past year — faster than the nation's +1.2%.

Living in Arcadia, Hamilton County, Indiana

Arcadia is a town of 1,515 people in Hamilton County. Half its households earn more than $66,901 a year and half less, against $121,530 across Hamilton County; 10% of its people live below the poverty line. Unemployment in Hamilton County was 3.0% in August 2026, and the county had 2.4% more jobs in 2025 than the year before. The most people in Hamilton County work in schools and health care, then professional services.

People 1,515 in the 2020 census; median age 33.0
Household income $66,901 the median, give or take $5,467 · Hamilton County: $121,530
Unemployment 3.0% Hamilton County, August 2026; 3.1% a year before
Homes Too few homes in Arcadia for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Arcadia is a small Indiana town in Hamilton County, home to a young community with a lower median age than many places its size. Household incomes here run well below the county's, though the typical home is valued at a considerable sum. Winters are cold, with January the coldest month, and summers are warm, with rain and melted snow adding up to a fairly wet year.

Work. Residents work mostly in schools, hospitals and social care, with many others in professional and business services, manufacturing, and banks, insurance and property. Across Hamilton County, some of the largest workplaces are Hamilton Southeastern Schools, Carmel Clay Schools and Gaylor Electric. Unemployment in the county has stayed low and steady, and the county has added jobs over the past year.

Things to do. For a day out, Indianapolis is a longer drive away and offers the Indianapolis Zoo and The Children's Museum of Indianapolis. Conner Prairie, a museum, and Mounds State Park, a protected area, are also a longer drive away. Those who like motor racing can head to the Indianapolis Motor Speedway, also a longer drive away.

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  • 19%of adults have a degree
  • 10%below the poverty line
  • 26 mintypical commute

What people in Hamilton County work in

  • Schools, hospitals and social care25%
  • Professional and business services16%
  • Manufacturing11%
  • Banks, insurance and property10%
  • Shops (retail)10%
  • Restaurants, hotels and entertainment7%

Employed residents by industry, from the Census survey. Hamilton County had 167,841 jobs in 2025, 2.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 35° and 17°; warmest in July, 85° and 62° 20° 40° 60° 80° J 35° 17° F M A M J J 85° 62° A S O N D
Average daily high and low for each month: coldest in January, 35° and 17°; warmest in July, 85° and 62° 20° 40° 60° 80° J 35° 17° F M A M J J 85° 62° A S O N D

Coldest in January, with highs near 35° and lows near 17°; warmest in July, with highs near 85° and lows near 62°. About 42 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Tipton Southwest weather station, 6 miles away (NOAA).

Largest employers in Hamilton County

  1. SMC Corporation2,591
  2. Allegion US Holding Company2,195
  3. CNO Financial Group1,704
  4. Miso1,496
  5. Riverview Health1,400
  6. Delta Faucet Co986
  7. IU Health North Hospital895
  8. KAR Auction Services887

From Hamilton County’s annual financial report for 2025, its schedule of principal employers (its source: “Hamilton County Economic Development Corporation, Lightcast 2026; DatabaseUSA.com 2026”), as Indiana’s State Board of Accounts publishes it: the report. Employees as the report counts them.

Natural hazards

  1. TornadoesRelatively high
  2. DroughtRelatively moderate
  3. HailRelatively moderate
  4. Winter weatherRelatively moderate
  5. Cold wavesRelatively moderate
  6. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Arcadia’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hamilton County and the Indianapolis-Carmel-Anderson, IN metro.

Arcadia home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Arcadia $314,009 Indiana $257,165 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Arcadia$314,009
  • Indiana$257,165
  • United States$366,157
Property tax, 2026 roll $1,924/yr median bill inside Arcadia, effective 0.64% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

2 5 8 10 12 2025 2026 Arcadia 10
2 5 8 10 12 2025 2026
  • Arcadia10

Zip codes with a Arcadia address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Arcadia — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Arcadia