States · Missouri · Howard County

Armstrong, Missouri.

Typical home $219,546 (+6.6% in a year). Columbia, MO metro.

What it costs per month · Armstrong $1,152/mo

to buy the typical home at today's mortgage rate — +$772 (+203%) since Jan 2020.

What the home itself did
1 year
Up $13,582 +7%
$205,964$219,546 since Sep 2025
5 years
Up $86,582 +65%
$132,964$219,546 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Armstrong $1,152 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Armstrong$1,152
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 7 years.

Typical home values in Armstrong, MO rose 6.6% over the past year — faster than the nation's +1.2%.

Living in Armstrong, Howard County, Missouri

Armstrong is a city of 243 people in Howard County. 86% of its homes are lived in by their owners and 14% are rented. Unemployment in Howard County was 3.9% in August 2026, and the county had 2.2% more jobs in 2025 than the year before. The most people in Howard County work in schools and health care, then manufacturing.

People 243 in the 2020 census
Household income Too few homes in Armstrong for the Census survey to measure.
Unemployment 3.9% Howard County, August 2026; 4.7% a year before
Homes 86% lived in by their owners; 14% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Armstrong is a very small city in Howard County, Missouri, and almost everyone who lives there owns their home. Fewer adults hold a four-year degree than is typical across the country, and the winters are cold, with the coldest weather in January and the warmest in July. Rain and melted snow fall through the year, so the town sees every season.

Work. Residents work mostly in schools, hospitals and social care, with others in manufacturing, shops and the building trades. Across Howard County, some of the largest workplaces are Central Methodist University, the Fayette R-III Schools and Bob Monnig Industries, which galvanizes metal and metal products for the trade. The drive to work is a fairly long one for many people.

Things to do. Several small rivers and creeks run close by, among them Adams Fork and Sugar Tree Branch, both a short drive away. For a longer outing, Arrow Rock State Historic Site is a protected area a longer drive away, and Fort Orleans is a fort site that is also a longer drive from town.

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  • 6%of adults have a degree
  • 10%below the poverty line
  • 28 mintypical commute

What people in Howard County work in

  • Schools, hospitals and social care30%
  • Manufacturing10%
  • Shops (retail)10%
  • Building trades9%
  • Banks, insurance and property8%
  • Restaurants, hotels and entertainment6%

Employed residents by industry, from the Census survey. Howard County had 2,492 jobs in 2025, 2.2% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 37° and 18°; warmest in July, 88° and 67° 20° 40° 60° 80° J 37° 18° F M A M J J 88° 67° A S O N D
Average daily high and low for each month: coldest in January, 37° and 18°; warmest in July, 88° and 67° 20° 40° 60° 80° J 37° 18° F M A M J J 88° 67° A S O N D

Coldest in January, with highs near 37° and lows near 18°; warmest in July, with highs near 88° and lows near 67°. About 40 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Salisbury weather station, 12 miles away (NOAA).

Largest workplaces in Howard County

  1. Central Methodist University-College of Liberal Arts and SciencesUniversity or college283
  2. Central Methodist University-College of Graduate and Extended StudiesUniversity or college212
  3. Fayette R-iii SchoolsSchool district100FTE
  4. Bob Monnig IndustriesGalvanizing metals and metal products for the trade95
  5. New Franklin R-I SchoolsSchool district73FTE
  6. Penny Plate - MissouriContainers, foil, manufacturing72
  7. Compass Group53
  8. Sunderland Trucking52

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 8 workplaces with 20 or more staff, 400 people in all across the county; Armstrong has none of its own. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Heat wavesRelatively high
  2. TornadoesRelatively high
  3. Cold wavesRelatively high
  4. Winter weatherRelatively high
  5. LightningRelatively high
  6. LandslidesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Armstrong’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Howard County and the Columbia, MO metro.

Armstrong home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Armstrong $219,546 Missouri $265,387 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Armstrong$219,546
  • Missouri$265,387
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Armstrong address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Armstrong — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.