States · Virginia · Loudoun County

Ashburn, Virginia.

Typical home $795,910 (+0.5% in a year), asking rent $2,934 (+0.3%). Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

What it costs per month · Ashburn $4,178/mo

to buy the typical home at today's mortgage rate — +$2,115 (+103%) since Jan 2020.

What the home itself did
1 year
Up $4,223 +1%
$791,687$795,910 since Sep 2025
5 years
Up $123,858 +18%
$672,051$795,910 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 Ashburn $4,178 Virginia $2,164 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • Ashburn$4,178
  • Virginia$2,164
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 20 years.

Typical home values in Ashburn, VA rose 0.5% over the past year — slower than the nation's +1.2%.

Asking rents in Ashburn, VA rose 0.3% over the past year — slower than the nation's +2.7%.

Owning the typical home in Ashburn runs $2,659/mo more than renting one. The gap peaked at $2,865 in Jan 2025.

That is $5,594 a month against $2,934 rent: a $4,178 mortgage payment, plus $564 property tax and $852 insurance & upkeep.

Owning vs renting — Ashburn

The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.

$2,000 $3,000 $4,000 $5,000 2018 2020 2022 2024 2026 Owning all in $5,594 Renting $2,934 Mortgage only $4,178
$2,000 $3,000 $4,000 $5,000 2018 2022 2026
  • Owning all in$5,594
  • Renting$2,934
  • Mortgage only$4,178

Property tax · $564/mo 0.85% of value a year — the ACS 2020-2024 median bill over the median home value for Loudoun County, VA

Insurance & upkeep · $852/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.

Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.

Living in Ashburn, Loudoun County, Virginia

Ashburn, in Loudoun County, had 46,349 people in the 2020 census. Half its households earn more than $154,978 a year and half less, against $181,765 across Loudoun County; 4% of its people live below the poverty line. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Loudoun County was 3.3% in August 2026, and the county had 3.4% more jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.

People 46,349 in the 2020 census; median age 41.6
Household income $154,978 the median, give or take $7,442 · Loudoun County: $181,765
Unemployment 3.3% Loudoun County, August 2026; 3.3% a year before
Homes 68% lived in by their owners; 32% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Ashburn is a large suburban community in Loudoun County, with a middle-aged population and a high level of education: most adults hold a four-year degree. Household incomes run well above the national picture, though a little below the county's own, and few residents live below the poverty line. Most homes are lived in by their owners, and typical home values and rents are high.

Work. Residents work mostly in professional and business services, in schools, hospitals and social care, in banks, insurance and property, and in shops. Among the town's largest workplaces are Verizon Communications, Erickson Living and Nightwing Intelligence Solutions. A good share of residents work from home, and those who commute face a drive of moderate length. Unemployment is low and has held steady over the past year, while the county has added jobs.

Things to do. The Steven F. Udvar-Hazy Center, a museum, is a short drive away. The museums and monuments of Washington are a longer drive, among them the Smithsonian Institution, the National Mall, and the Lincoln Memorial. Winters are cold, with the chill deepest in January, and summers are warm, with July the hottest month. Rain and melted snow are fairly generous through the year.

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  • 17,513households
  • 66%of adults have a degree
  • 4%below the poverty line
  • 27 mintypical commute
  • 30%work from home

What residents work in

  • Professional and business services31%
  • Schools, hospitals and social care17%
  • Banks, insurance and property10%
  • Shops (retail)7%
  • Government7%
  • Restaurants, hotels and entertainment6%

Employed residents by industry, from the Census survey. Loudoun County had 204,941 jobs in 2025, 3.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 42° and 25°; warmest in July, 87° and 67° 20° 40° 60° 80° J 42° 25° F M A M J J 87° 67° A S O N D
Average daily high and low for each month: coldest in January, 42° and 25°; warmest in July, 87° and 67° 20° 40° 60° 80° J 42° 25° F M A M J J 87° 67° A S O N D

Coldest in January, with highs near 42° and lows near 25°; warmest in July, with highs near 87° and lows near 67°. About 45 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Weather Office Sterling weather station, 4 miles away (NOAA).

Largest workplaces in Ashburn

  1. Verizon CommunicationsWired telecommunications carriers1,557
  2. Erickson LivingCcrc961
  3. Nightwing Intelligence SolutionsEngineering services724
  4. DullesMail and parcel delivery673
  5. TelosComputer hardware consulting services or consultants575
  6. Wegmans Food MarketsRetail supermarkets422
  7. Loudoun WaterWater treatment and distribution374
  8. Prospect Waterproofing CompanyAsphalt roof shingle installation346

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 29 workplaces with 20 or more staff, 7,485 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherrelatively high in parts of AshburnRelatively moderate
  2. Strong windRelatively moderate
  3. LightningRelatively moderate
  4. Heat wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ashburn’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Loudoun County and the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.

Ashburn home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 Ashburn $795,910 Virginia $412,252 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • Ashburn$795,910
  • Virginia$412,252
  • United States$366,157
Property tax, 2026 roll $6,219/yr median bill inside Ashburn, effective 0.75% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 3 Ashburn listings, and the typical home goes pending in 14 days — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Ashburn 33.94% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Ashburn33.94%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Ashburn 14 United States 27
10 20 30 40 2018 2022 2026
  • Ashburn14
  • United States27

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

100 200 300 400 500 2018 2019 2020 2021 2022 2023 2024 2025 2026 Ashburn 327
100 200 300 400 500 2018 2022 2026
  • Ashburn327

New listings per month

Sellers arriving at the market.

100 200 300 2018 2019 2020 2021 2022 2023 2024 2025 2026 Ashburn 135
100 200 300 2018 2022 2026
  • Ashburn135

Median sale price

What buyers actually paid — closed sales, not asking prices.

$200,000 $400,000 $600,000 $800,000 2018 2019 2020 2021 2022 2023 2024 2025 2026 Ashburn $785,731 United States $371,407
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • Ashburn$785,731
  • United States$371,407

Sale-to-list ratio

Above 100%, homes sell over asking; below, buyers negotiate wins.

100.0% 102.5% 105.0% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Ashburn 99.91%
100.0% 102.5% 105.0% 2018 2022 2026
  • Ashburn99.91%

Zip codes with a Ashburn address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ashburn — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Ashburn