Ashland, Missouri.
Typical home $364,849 (+2.2% in a year). Columbia, MO metro.
to buy the typical home at today's mortgage rate — +$1,095 (+133%) since Jan 2020.
- 1 year
- Up $7,707 +2%
- $357,142$364,849 since Sep 2025
- 5 years
- Up $80,262 +28%
- $284,588$364,849 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Ashland$1,915
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Ashland, MO rose 2.2% over the past year — faster than the nation's +1.2%.
Living in Ashland, Boone County, Missouri
Ashland is a city of 4,747 people in Boone County. Half its households earn more than $93,143 a year and half less, against $72,758 across Boone County; 4% of its people live below the poverty line. 71% of its homes are lived in by their owners and 29% are rented. Unemployment in Boone County was 3.6% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then government.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Ashland is a small city in Boone County where most homes are lived in by their owners. Household incomes run well above the county's, and fewer people live below the poverty line than you might expect, while typical home values sit on the higher side. A good share of adults hold a four-year degree, and winters are cold and snowy, with warm summers and a fair amount of rain through the year.
Work. Residents work mostly in schools, hospitals and social care, with many others in government, the building trades, and transport, warehouses and utilities. Delivery and logistics are well represented among the largest workplaces in Ashland, including Amazon and Frontline Logistics, and SMO Moser's Ashland is the grocery store on that list. The typical commute is a moderate drive, and few people work from home.
Things to do. Rock Bridge Memorial State Park is a protected area a short drive away, and Faurot Field, a stadium, is also close by. Bonne Femme Creek, a river, is a short drive off too. For a longer outing, the National Churchill Museum is a longer drive away.
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- 2,114households
- 45%of adults have a degree
- 4%below the poverty line
- 23 mintypical commute
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. Boone County had 100,066 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 22°; warmest in July, with highs near 88° and lows near 68°. About 16 inches of snow and 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Columbia Regional Airport weather station, a mile away (NOAA).
Largest workplaces in Ashland
- AmazonCouriers and express delivery services216
- Frontline LogisticsExpress delivery services92
- IP Focus Logistics and ServicesLocal letter and parcel delivery services as part of intercity courier network80
- SMO Moser's AshlandGrocery stores34
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 422 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- LightningRelatively high
- Heat wavesRelatively moderate
- Strong windRelatively moderate
- Ice stormsRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Ashland’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Boone County and the Columbia, MO metro.
Ashland home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Ashland$364,849
- Missouri$265,387
- United States$366,157
Sellers are cutting prices on about 1 in 5 Ashland listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Ashland21.12%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Ashland43
New listings per month
Sellers arriving at the market.
- Ashland12
Zip codes with a Ashland address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Ashland — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.