Atlantic Beach, North Carolina.
Typical home $543,953 (+4.6% in a year), asking rent $1,658 . Morehead City, NC metro.
to buy the typical home at today's mortgage rate — +$1,704 (+148%) since Jan 2020.
- 1 year
- Up $23,673 +5%
- $520,280$543,953 since Sep 2025
- 5 years
- Up $114,238 +27%
- $429,715$543,953 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Atlantic Beach$2,855
- North Carolina$1,743
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Atlantic Beach, NC rose 4.6% over the past year — faster than the nation's +1.2%.
Living in Atlantic Beach, Carteret County, North Carolina
Atlantic Beach is a town of 1,364 people in Carteret County. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Carteret County was 3.1% in August 2026, and the county had 2.4% more jobs in 2025 than the year before. The most people in Carteret County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Atlantic Beach is a small coastal town in Carteret County, with a population that fits comfortably in a single neighborhood of a larger city. Most homes are lived in by their owners, though renters make up a real part of the town too. Home values run high, and a typical home costs well above what the county's median household income would easily cover. A good share of adults hold a four-year degree, and winters are mild, with January highs and lows staying above freezing, while July is warm and the year brings plenty of rain.
Work. Residents work mostly in schools, hospitals and social care, followed by shops, professional and business services, and restaurants, hotels and entertainment. Some of the largest workplaces in Atlantic Beach are Windows & More, Food Lion and Vacasa. Unemployment across Carteret County is a little lower than it was a year earlier, and the county has added jobs over the past year. A noticeable number of residents work from home.
Things to do. Bogue Banks, the beach the town sits on, is a short drive away, as is Fort Macon State Park, a protected coastal area. The North Carolina Maritime Museum is also a short drive away, and Cape Lookout National Seashore, another protected area, is a longer drive for a day out.
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- 919households
- 61%of adults have a degree
- 16%below the poverty line
- 15%work from home
What people in Carteret County work in
Employed residents by industry, from the Census survey. Carteret County had 25,622 jobs in 2025, 2.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 54° and lows near 39°; warmest in July, with highs near 86° and lows near 76°. About 59 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Atlantic Beach Wtp weather station, under a mile away (NOAA).
Largest workplaces in Atlantic Beach
- Windows & MoreWindow and door of any material, prefabricated, installation54
- Food LionGrocery stores49
- VacasaTravel accomodation30
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 133 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesVery high
- Coastal floodingVery high
- Winter weatherRelatively high
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Atlantic Beach’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carteret County and the Morehead City, NC metro.
Atlantic Beach home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Atlantic Beach$543,953
- North Carolina$332,159
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 5 Atlantic Beach listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Atlantic Beach18.85%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Atlantic Beach91
New listings per month
Sellers arriving at the market.
- Atlantic Beach13
Zip codes with a Atlantic Beach address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Atlantic Beach — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.