Austin, Texas.
Typical home $491,960 (-3.2% in a year), asking rent $1,571 (+0.4%). Austin-Round Rock-Georgetown, TX metro.
to buy the typical home at today's mortgage rate — +$1,126 (+77%) since Jan 2020.
- 1 year
- Down $16,322 -3%
- $508,282$491,960 since Sep 2025
- 5 years
- Down $88,382 -15%
- $580,342$491,960 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Austin$2,582
- Texas$1,556
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Austin, TX fell 3.2% over the past year — slower than the nation's +1.2%.
Asking rents in Austin, TX rose 0.4% over the past year — slower than the nation's +2.7%.
Owning the typical home in Austin runs $2,143/mo more than renting one. The gap peaked at $2,966 in Oct 2022.
That is $3,715 a month against $1,571 rent: a $2,582 mortgage payment, plus $606 property tax and $527 insurance & upkeep.
Owning vs renting — Austin
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,715
- Renting$1,571
- Mortgage only$2,582
Property tax · $606/mo 1.48% of value a year — the ACS 2020-2024 median bill over the median home value for Travis County, TX
Insurance & upkeep · $527/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Austin, Travis County, Texas
Austin is a city of 961,855 people in Travis County. Half its households earn more than $93,658 a year and half less, against $99,611 across Travis County; 12% of its people live below the poverty line. 43% of its homes are lived in by their owners and 57% are rented. Unemployment in Austin was 3.8% in August 2026, and Travis County had 3.5% more jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Austin is a large city and the seat of Travis County, home to a young population, with a typical resident younger than in much of the country. Most homes are rented rather than lived in by their owners, and household incomes run a little below the county's. Winters are mild, with little or no snow, and summers are very hot, with August the warmest month.
Work. Residents work mostly in professional and business services, in schools, hospitals and social care, in shops, and in restaurants, hotels and entertainment. Among the city's largest workplaces are The University of Texas at Austin, Austin ISD and the Internal Revenue Service. A large share of adults hold a four-year degree, and a good number work from home.
Things to do. The Blanton Museum of Art and the Lyndon Baines Johnson Library and Museum are both in or beside town, as is Lake Austin, a reservoir for time on the water. Darrell K Royal–Texas Memorial Stadium, also in or beside town, is the place for football. Circuit of the Americas, a race track, is a longer drive away.
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- 456,113households
- 60%of adults have a degree
- 12%below the poverty line
- 24 mintypical commute
- 31%work from home
What residents work in
Employed residents by industry, from the Census survey. Travis County had 934,650 jobs in 2025, 3.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 62° and lows near 42°; warmest in August, with highs near 98° and lows near 75°. About 36 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Austin-camp Mabry weather station, 2 miles away (NOAA).
Largest workplaces in Austin
- The University of Texas at AustinUniversity or college18,190
- Austin ISDSchool district10,467FTE
- Internal Revenue ServiceFederal government · Department of the Treasury4,819
- Facility Solutions GroupElectric contracting4,087
- Austin Community College DistrictUniversity or college3,631
- Flextronics America LLC-Research CampusPrinted circuit assemblies manufacturing3,532
- St. Davids Medical CenterGeneral hospital2,404FTE
- Austin Support Office2,178
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 733 workplaces with 20 or more staff, 119,257 people in all. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24), federal offices from OPM's federal workforce data (2026) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesRelatively high
- Hailrelatively high in parts of AustinRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Austin’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Travis County and the Austin-Round Rock-Georgetown, TX metro.
Austin home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Austin$491,960
- Texas$296,424
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Austin listings, and the typical home goes pending in 58 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Austin29.33%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Austin58
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Austin5,251
New listings per month
Sellers arriving at the market.
- Austin1,005
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Austin$560,802
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Austin96.86%
Zip codes with a Austin address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Austin — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Austin
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 78745 | Austin | 61,219 | $1,497 | $405,447 |
| 78753 | Austin | 56,920 | $1,272 | $327,532 |
| 78748 | Austin | 55,631 | $1,425 | $395,441 |
| 78744 | Austin | 50,986 | $1,419 | $318,886 |
| 78704 | Austin | 50,688 | $1,920 | $715,332 |
| 78758 | Austin | 49,617 | $1,501 | $356,395 |
| 78741 | Austin | 45,951 | $1,367 | $316,442 |
| 78759 | Austin | 43,182 | $1,392 | $644,597 |
| 78723 | Austin | 38,129 | $1,900 | $466,759 |
| 78717 | Austin | 37,262 | $1,634 | $548,393 |
| 78749 | Austin | 34,562 | $1,608 | $544,604 |
| 78705 | Austin | 33,238 | $1,972 | $319,751 |
| 78754 | Austin | 32,690 | $1,416 | $348,504 |
| 78724 | Austin | 31,103 | $1,581 | $308,812 |
| 78738 | Austin | 31,019 | $2,373 | $839,927 |
| 78729 | Austin | 30,460 | $1,266 | $419,878 |
| 78727 | Austin | 29,958 | $1,427 | $442,756 |
| 78750 | Austin | 29,277 | $1,489 | $587,881 |
| 78731 | Austin | 27,507 | $1,594 | $1,021,955 |
| 78737 | Austin | 27,023 | $1,843 | $765,976 |
| 78728 | Austin | 26,777 | $1,279 | $392,423 |
| 78702 | Austin | 25,985 | $2,103 | $543,785 |
| 78757 | Austin | 23,856 | $1,848 | $581,287 |
| 78703 | Austin | 23,483 | $2,392 | $1,298,250 |
| 78752 | Austin | 23,317 | $1,421 | $361,150 |
| 78747 | Austin | 22,180 | $1,640 | $345,836 |
| 78734 | Austin | 22,145 | $2,787 | $603,807 |
| 78732 | Austin | 21,087 | $2,047 | $806,223 |
| 78735 | Austin | 20,996 | $1,667 | $808,900 |
| 78739 | Austin | 20,659 | $3,440 | $785,231 |
| 78751 | Austin | 16,961 | $1,749 | $576,865 |
| 78726 | Austin | 14,506 | $1,377 | $693,336 |
| 78701 | Austin | 11,824 | $3,177 | $650,693 |
| 78721 | Austin | 10,997 | $1,782 | $406,132 |
| 78725 | Austin | 10,746 | $2,002 | $260,955 |
| 78736 | Austin | 9,651 | $1,438 | $581,128 |
| 78756 | Austin | 9,197 | $1,654 | $691,556 |
| 78730 | Austin | 9,142 | $1,614 | $1,099,634 |
| 78733 | Austin | 9,029 | $2,983 | $1,161,514 |
| 78722 | Austin | 6,767 | $1,726 | $557,471 |
| 78652 | Manchaca | 5,287 | $2,499 | $459,135 |
| 78719 | Austin | 1,796 | — | $404,866 |