States · South Dakota · Minnehaha County

Baltic, South Dakota.

Typical home $374,746 (+5.4% in a year). Sioux Falls, SD metro.

What it costs per month · Baltic $1,967/mo

to buy the typical home at today's mortgage rate — +$1,123 (+133%) since Jan 2020.

What the home itself did
1 year
Up $19,122 +5%
$355,624$374,746 since Sep 2025
5 years
Up $85,043 +29%
$289,703$374,746 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Baltic $1,967 South Dakota $1,668 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Baltic$1,967
  • South Dakota$1,668
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Baltic, SD rose 5.4% over the past year — faster than the nation's +1.2%.

Living in Baltic, Minnehaha County, South Dakota

Baltic is a city of 1,246 people in Minnehaha County. Half its households earn more than $107,768 a year and half less, against $76,880 across Minnehaha County; 1% of its people live below the poverty line. 81% of its homes are lived in by their owners and 19% are rented. Unemployment in Minnehaha County was 2.2% in August 2026, and the county had 0.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 1,246 in the 2020 census; median age 29.3
Household income $107,768 the median, give or take $12,157 · Minnehaha County: $76,880
Unemployment 2.2% Minnehaha County, August 2026; 2.1% a year before
Homes 81% lived in by their owners; 19% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Baltic is a small city, home to a young community with a median age well below that of much of the country. Nearly everyone owns the home they live in, and household incomes run well above the county's, with very few residents living below the poverty line. Winters are cold, with January the coldest month, and summers turn warm in July; the year brings a moderate amount of rain and melted snow.

Work. Residents work mostly in schools, hospitals and social care, with many others in shops, manufacturing and the building trades. Across Minnehaha County, some of the largest workplaces are Sanford USD Medical Center, Avera McKennan and the Sioux Falls School District. A typical commute is moderate, and relatively few people work from home.

Things to do. Great Plains Zoo is a zoo within a longer drive, and Blue Mounds State Park is a protected area of prairie and rock, also a longer drive away. The Washington Pavilion of Arts and Science, a museum, makes another outing that takes a longer drive. All of these are farther than a quick trip.

Report a mistake
  • 487households
  • 25%of adults have a degree
  • 1%below the poverty line
  • 22 mintypical commute
  • 7%work from home

What residents work in

  • Schools, hospitals and social care19%
  • Shops (retail)14%
  • Manufacturing13%
  • Building trades10%
  • Professional and business services9%
  • Banks, insurance and property8%

Employed residents by industry, from the Census survey. Minnehaha County had 139,772 jobs in 2025, 0.9% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 24° and 6°; warmest in July, 83° and 61° 0° 20° 40° 60° 80° J 24° 6° F M A M J J 83° 61° A S O N D
Average daily high and low for each month: coldest in January, 24° and 6°; warmest in July, 83° and 61° 0° 20° 40° 60° 80° J 24° 6° F M A M J J 83° 61° A S O N D

Coldest in January, with highs near 24° and lows near 6°; warmest in July, with highs near 83° and lows near 61°. About 30 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Sioux Falls Nne weather station, 6 miles away (NOAA).

Largest workplaces in Minnehaha County

  1. Sanford USD Medical CenterGeneral hospital5,225FTE
  2. Avera MckennanGeneral hospital5,008FTE
  3. Sioux Falls School District 49-5School district3,273FTE
  4. Smithfield FoodsPork carcasses, half carcasses, and primal and sub-primal cuts produced in slaughtering plants3,136
  5. AmazonGeneral warehousing and storage1,924
  6. Sanford HealthAdministrative management services1,645
  7. Veterans Health AdministrationFederal government · Department of Veterans Affairs1,220
  8. Sanford HealthAdministrative management services566

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 312 workplaces with 20 or more staff, 50,506 people in all across the county; Baltic has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesVery high
  2. Ice stormsRelatively high
  3. Winter weatherRelatively high
  4. HailRelatively high
  5. Cold wavesRelatively high
  6. DroughtRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Baltic’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Minnehaha County and the Sioux Falls, SD metro.

Baltic home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Baltic $374,746 South Dakota $317,874 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Baltic$374,746
  • South Dakota$317,874
  • United States$366,157
Property tax, 2026 roll $4,260/yr median bill inside Baltic, effective 1.27% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 8 10 12 2023 2024 2025 2026 Baltic 14
5 8 10 12 2023 2024 2025 2026
  • Baltic14

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Baltic address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Baltic — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Baltic