States · North Carolina · Pamlico County

Bayboro, North Carolina.

Typical home $162,541 (+11.7% in a year). New Bern, NC metro.

What it costs per month · Bayboro $853/mo

to buy the typical home at today's mortgage rate — +$472 (+124%) since Jan 2020.

What the home itself did
1 year
Up $17,038 +12%
$145,503$162,541 since Sep 2025
5 years
Up $35,498 +28%
$127,043$162,541 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Bayboro $853 North Carolina $1,743 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Bayboro$853
  • North Carolina$1,743
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Bayboro, NC rose 11.7% over the past year — faster than the nation's +1.2%.

Living in Bayboro, Pamlico County, North Carolina

Bayboro is a town of 1,161 people in Pamlico County. Unemployment in Pamlico County was 3.3% in August 2026, and the county had 10.3% more jobs in 2025 than the year before. The most people in Pamlico County work in schools and health care, then professional services.

People 1,161 in the 2020 census; median age 47.4
Household income Too few homes in Bayboro for the Census survey to measure.
Unemployment 3.3% Pamlico County, August 2026; 3.9% a year before
Homes Too few homes in Bayboro for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Bayboro is a small town and the county seat of Pamlico County, in eastern North Carolina. Residents are older than in most American communities, and the typical home costs less than in much of the country. Few adults hold a four-year degree, and very few work from home. Winters are mild and cold snaps are brief, with snow a rare event, while summers are hot and the year brings plenty of rain.

Work. Most residents work in schools, hospitals and social care, followed by professional and business services, shops, and restaurants and hotels. Across Pamlico County, some of the largest workplaces are Leggett & Platt, a manufacturer, Pamlico County Schools, and Walmart. Unemployment in the county is lower than it was a year ago, and the county has more jobs than it did the year before.

Things to do. Deep Run, a river, is a short drive away. A longer drive brings you to the Pamlico River and to Croatan National Forest, a protected area. Tryon Palace, a museum, is also a longer drive away.

Report a mistake
  • 314households
  • 7%of adults have a degree
  • 12%below the poverty line
  • 3%work from home

What people in Pamlico County work in

  • Schools, hospitals and social care26%
  • Professional and business services10%
  • Shops (retail)10%
  • Restaurants, hotels and entertainment10%
  • Manufacturing10%
  • Building trades8%

Employed residents by industry, from the Census survey. Pamlico County had 4,072 jobs in 2025, 10.3% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 55° and 34°; warmest in July, 88° and 70° 30° 40° 50° 60° 70° 80° 90° J 55° 34° F M A M J J 88° 70° A S O N D
Average daily high and low for each month: coldest in January, 55° and 34°; warmest in July, 88° and 70° 30° 40° 50° 60° 70° 80° 90° J 55° 34° F M A M J J 88° 70° A S O N D

Coldest in January, with highs near 55° and lows near 34°; warmest in July, with highs near 88° and lows near 70°. About 1 inches of snow and 59 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Bayboro Southwest weather station, 3 miles away (NOAA).

Largest workplaces in Pamlico County

  1. Leggett & PlattPrecision turned product manufacturing220
  2. Pamlico County SchoolsSchool district206FTE
  3. WalmartWarehouse clubs and supercenters160
  4. Pamlico Community CollegeTwo-year college117
  5. WalmartSupermarkets and other grocery stores98
  6. Arapahoe Charter SchoolSchool district69FTE
  7. Principle LTCNursing homes52
  8. Food LionGrocery stores51

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 6 workplaces with 20 or more staff, 605 people in all across the county; Bayboro has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HurricanesVery high
  2. LightningVery high
  3. Winter weatherRelatively high
  4. WildfireRelatively moderate
  5. Strong windRelatively moderate
  6. TornadoesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bayboro’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pamlico County and the New Bern, NC metro.

Bayboro home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Bayboro $162,541 North Carolina $332,159 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Bayboro$162,541
  • North Carolina$332,159
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Bayboro address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bayboro — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.