States · Colorado · La Plata County

Bayfield, Colorado.

Typical home $511,060 (+1.9% in a year), asking rent $2,433 . Durango, CO metro.

What it costs per month · Bayfield $2,682/mo

to buy the typical home at today's mortgage rate — +$1,477 (+123%) since Jan 2020.

What the home itself did
1 year
Up $9,344 +2%
$501,716$511,060 since Sep 2025
5 years
Up $109,706 +27%
$401,354$511,060 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Bayfield $2,682 Colorado $2,777 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Bayfield$2,682
  • Colorado$2,777
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Bayfield, CO rose 1.9% over the past year — faster than the nation's +1.2%.

Living in Bayfield, La Plata County, Colorado

Bayfield is a town of 2,838 people in La Plata County. Half its households earn more than $93,125 a year and half less, against $86,056 across La Plata County; 8% of its people live below the poverty line. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in La Plata County was 4.1% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 2,838 in the 2020 census; median age 32.3
Household income $93,125 the median, give or take $17,183 · La Plata County: $86,056
Unemployment 4.1% La Plata County, August 2026; 3.4% a year before
Homes 72% lived in by their owners; 28% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Bayfield is a small town in La Plata County, and its residents are younger than in much of the country. Incomes run above the county's, and most homes are lived in by their owners, though both buying and renting here cost a good deal. Winters are cold and snowy, with January the coldest month, while summers stay mild, with July the warmest.

Work. Residents work mainly in schools, hospitals and social care, in shops, in the building trades, and in restaurants, hotels and entertainment. Across La Plata County, some of the largest workplaces are Mercy Hospital, Fort Lewis College and the Durango school district. Commutes are short, and a fair number of people work from home.

Things to do. The Southern Ute Cultural Center and Museum is a short drive away. Farther afield, Navajo Lake is a reservoir and the Durango and Silverton Narrow Gauge Railroad is a museum, each a longer drive away. Chimney Rock National Monument, an archaeological site, is also a longer drive from town.

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  • 1,103households
  • 32%of adults have a degree
  • 8%below the poverty line
  • 17 mintypical commute
  • 17%work from home

What residents work in

  • Schools, hospitals and social care24%
  • Shops (retail)16%
  • Building trades16%
  • Restaurants, hotels and entertainment15%
  • Professional and business services7%
  • Banks, insurance and property4%

Employed residents by industry, from the Census survey. La Plata County had 27,353 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 38° and 7°; warmest in July, 81° and 49° 0° 20° 40° 60° 80° J 38° 7° F M A M J J 81° 49° A S O N D
Average daily high and low for each month: coldest in January, 38° and 7°; warmest in July, 81° and 49° 0° 20° 40° 60° 80° J 38° 7° F M A M J J 81° 49° A S O N D

Coldest in January, with highs near 38° and lows near 7°; warmest in July, with highs near 81° and lows near 49°. About 85 inches of snow and 26 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Vallecito Dam weather station, 10 miles away (NOAA).

Largest workplaces in La Plata County

  1. Conservation LegacyNatural resource preservation organizations2,377
  2. Mercy HospitalGeneral hospital856FTE
  3. Durango School District No. 9-RSchool district844FTE
  4. Fort Lewis CollegeUniversity or college675
  5. Mountain Capital PartnersAlpine skiing facilities without accommodations390
  6. WalmartWarehouse clubs and supercenters358
  7. Bayfield School District No. 10Jt-RSchool district188FTE
  8. King SoopersSupermarkets and other grocery except convenience stores136

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 33 workplaces with 20 or more staff, 6,122 people in all across the county; Bayfield has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningVery high
  2. Inland floodingVery high
  3. WildfireRelatively high
  4. Winter weatherRelatively high
  5. LandslidesRelatively moderate
  6. AvalanchesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bayfield’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on La Plata County and the Durango, CO metro.

Bayfield home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 $500,000 2018 2020 2022 2024 2026 Bayfield $511,060 Colorado $529,013 United States $366,157
$200,000 $300,000 $400,000 $500,000 2018 2022 2026
  • Bayfield$511,060
  • Colorado$529,013
  • United States$366,157
Property tax, 2026 roll $1,821/yr median bill inside Bayfield, effective 0.33% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 4 Bayfield listings, and the typical home goes pending in 71 days — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Bayfield 24.92% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Bayfield24.92%
  • United States26.90%

Days to pending

How long the typical listing takes to go under contract.

Not enough data to draw this yet.

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

50 100 150 2018 2019 2020 2021 2022 2023 2024 2025 2026 Bayfield 113
50 100 150 2018 2022 2026
  • Bayfield113

New listings per month

Sellers arriving at the market.

10 20 30 2026 Bayfield 19
10 20 30 2026
  • Bayfield19

Zip codes with a Bayfield address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bayfield — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Bayfield