Baytown, Texas.
Typical home $243,842 (-0.8% in a year), asking rent $1,491 (-0.6%). Houston-The Woodlands-Sugar Land, TX metro.
to buy the typical home at today's mortgage rate — +$607 (+90%) since Jan 2020.
- 1 year
- Down $2,079 -1%
- $245,921$243,842 since Sep 2025
- 5 years
- Up $28,132 +13%
- $215,710$243,842 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Baytown$1,280
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 28 years.
Typical home values in Baytown, TX fell 0.8% over the past year — slower than the nation's +1.2%.
Asking rents in Baytown, TX fell 0.6% over the past year — slower than the nation's +2.7%.
Owning the typical home in Baytown runs $379/mo more than renting one. The gap peaked at $529 in Oct 2023.
That is $1,871 a month against $1,491 rent: a $1,280 mortgage payment, plus $330 property tax and $261 insurance & upkeep.
Owning vs renting — Baytown
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,871
- Renting$1,491
- Mortgage only$1,280
Property tax · $330/mo 1.62% of value a year — the ACS 2020-2024 median bill over the median home value for Harris County, TX
Insurance & upkeep · $261/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Baytown, Harris County, Texas
Baytown is a city of 83,701 people in Harris County. Half its households earn more than $59,910 a year and half less, against $74,983 across Harris County; 18% of its people live below the poverty line. 52% of its homes are lived in by their owners and 48% are rented. Unemployment in Baytown was 7.4% in August 2026, and Harris County had 0.5% more jobs in 2025 than the year before. The most residents work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Baytown is a city in Harris County, east of Houston, with a population that is younger than in many American towns. Household incomes run below the county's, and more people here live below the poverty line than is typical. Owners and renters share the streets in close to equal measure, with owners just in the majority. Winters are mild with little or no snow, summers are hot, and rain falls in generous amounts through the year.
Work. Many residents work in schools, hospitals and social care, in the building trades, in manufacturing and in shops. Among the largest workplaces in Baytown are San Jacinto Methodist Hospital, Lee College and H-E-B. Fewer adults hold a four-year degree than in much of the country, and most people travel to work rather than working from home.
Things to do. The San Jacinto River and Buffalo Bayou are both a short drive away, offering time by the water. For a longer outing, Space Center Houston is a museum a longer drive away, and the Houston Zoo is a longer drive away as well. Most of the bigger attractions in the Houston area take a longer trip to reach.
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- 30,964households
- 15%of adults have a degree
- 18%below the poverty line
- 25 mintypical commute
- 6%work from home
What residents work in
Employed residents by industry, from the Census survey. Harris County had 2,458,604 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 63° and lows near 41°; warmest in August, with highs near 92° and lows near 74°. About 65 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Baytown weather station, 10 miles away (NOAA).
Largest workplaces in Baytown
- San Jacinto Methodist HospitalGeneral hospital1,761FTE
- Lee CollegeTwo-year college824
- H-E-BRetail435
- WalmartWarehouse clubs and supercenters356
- WalmartWarehouse clubs and supercenters327
- Tri Con HoldingsCommercial building construction230
- Kroger Texas LP Houston KMASupermarkets and other grocery except convenience stores175
- Baytown Medical Center OPGeneral hospital162FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 42 workplaces with 20 or more staff, 5,698 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- HurricanesRelatively high
- Heat wavesrelatively high in parts of BaytownRelatively moderate
- Cold wavesrelatively high in parts of BaytownRelatively moderate
- Inland floodingrelatively high in parts of BaytownRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Baytown’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Harris County and the Houston-The Woodlands-Sugar Land, TX metro.
Baytown home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Baytown$243,842
- Texas$296,424
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Baytown listings, and the typical home goes pending in 43 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Baytown30.09%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Baytown43
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Baytown563
New listings per month
Sellers arriving at the market.
- Baytown121
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Baytown$256,037
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Baytown97.40%
Zip codes with a Baytown address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Baytown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Baytown
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 77521 | Baytown | 69,038 | $1,547 | $252,797 |
| 77520 | Baytown | 36,355 | $1,190 | $168,715 |
| 77523 | Baytown | 30,186 | $2,035 | $376,673 |