Bear Creek, North Carolina.
Typical home $317,807 (+5.9% in a year). Durham-Chapel Hill, NC metro.
to buy the typical home at today's mortgage rate — +$990 (+146%) since Jan 2020.
- 1 year
- Up $17,722 +6%
- $300,085$317,807 since Sep 2025
- 5 years
- Up $74,539 +31%
- $243,267$317,807 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Bear Creek$1,668
- North Carolina$1,743
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Bear Creek, NC rose 5.9% over the past year — faster than the nation's +1.2%.
Living in Bear Creek, Chatham County, North Carolina
Bear Creek is a township of 3,458 people in Chatham County. 85% of its homes are lived in by their owners and 15% are rented. Unemployment in Chatham County was 3.1% in August 2026, and the county had 9.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Bear Creek is a small township in Chatham County, and most of its homes are lived in by their owners. Residents tend to be somewhat older than the typical American, and fewer adults hold a four-year degree than in many places. Winters are cool, with highs near the freezing mark rarely reached and snow only a light dusting in most years. Summers are hot, and rain falls fairly evenly through the year.
Work. Residents work mainly in schools, hospitals and social care, followed by shops, the building trades and manufacturing. Across Chatham County, some of the largest workplaces are Mountaire Farms, Chatham County Schools and Carolina Meadows, a continuing care retirement community. The typical commute is long, and few people work from home.
Things to do. Water is the main draw around Bear Creek. Brush Creek and Indian Creek are streams a short drive away, good for a quiet walk along the bank. A longer drive brings you to Jordan Lake, a large reservoir, and to the North Carolina Zoo.
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- 1,514households
- 18%of adults have a degree
- 11%below the poverty line
- 32 mintypical commute
- 5%work from home
What residents work in
Employed residents by industry, from the Census survey. Chatham County had 20,318 jobs in 2025, 9.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 50° and lows near 30°; warmest in July, with highs near 88° and lows near 69°. About 2 inches of snow and 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Siler City North weather station, 12 miles away (NOAA).
Largest workplaces in Chatham County
- Mountaire FarmsChickens, slaughtering and dressing1,400
- Chatham County SchoolsSchool district1,156FTE
- Carolina MeadowsConitnuing care retirement community500
- Pathway Insurance Company NIPCAM SERVICES OF NC SILER CITYPoultry processing314
- FedExCourier and express delivery services302
- WalmartWarehouse clubs and supercenters255
- WalmartWarehouse clubs and supercenters236
- Rand Coca-Cola BeveragesBeer merchant wholesalers211
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 49 workplaces with 20 or more staff, 6,690 people in all across the county; Bear Creek has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesRelatively moderate
- TornadoesRelatively moderate
- Inland floodingRelatively moderate
- Ice stormsRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Chatham County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Chatham County and the Durham-Chapel Hill, NC metro.
Bear Creek home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Bear Creek$317,807
- North Carolina$332,159
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Bear Creek address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bear Creek — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.