States · Oklahoma · Beaver County

Beaver, Oklahoma.

Typical home $101,559 (-4.7% in a year).

What it costs per month · Beaver $533/mo

to buy the typical home at today's mortgage rate — +$215 (+68%) since Jan 2020.

What the home itself did
1 year
Down $5,019 -5%
$106,578$101,559 since Sep 2025
5 years
Down $527 -1%
$102,087$101,559 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Beaver $533 Oklahoma $1,159 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Beaver$533
  • Oklahoma$1,159
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in Beaver, OK fell 4.7% over the past year — slower than the nation's +1.2%.

Living in Beaver, Beaver County, Oklahoma

Beaver is a town of 1,280 people in Beaver County. Half its households earn more than $56,078 a year and half less, against $64,276 across Beaver County. Unemployment in Beaver County was 2.9% in August 2026, and the county had 3.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 1,280 in the 2020 census; median age 30.7
Household income $56,078 the median, give or take $8,413 · Beaver County: $64,276
Unemployment 2.9% Beaver County, August 2026; 2.7% a year before
Homes Too few homes in Beaver for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Beaver is a small town in the Oklahoma Panhandle, and its residents skew younger than in many small towns. Incomes here run below the county's, and homes are modest in price. Winters are cold, with snow most years, and summers turn hot, with only a modest amount of rain and melted snow across the year.

Work. Many residents work in schools, hospitals and social care, in shops, in farming, forestry and mining, and in the building trades. Across Beaver County, some of the largest workplaces are Beaver Schools, Beaver County Memorial Hospital and Seaboard Foods. Most people have a short trip to work, a four-year degree is held by fewer adults than not, and the county has lost some jobs over the past year.

Things to do. Beaver Dunes State Park, a protected area, sits in or beside town. A short drive away is Beaver River Wildlife Management Area, a park for time outdoors. Farther afield, a longer drive brings you to Meade State Park, another protected area, and to the Mid-America Air Museum.

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  • 525households
  • 18%of adults have a degree
  • 14 mintypical commute
  • 6%work from home

What residents work in

  • Schools, hospitals and social care24%
  • Shops (retail)16%
  • Farming, forestry and mining13%
  • Building trades12%
  • Government8%
  • Manufacturing6%

Employed residents by industry, from the Census survey. Beaver County had 1,298 jobs in 2025, 3.1% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 48° and 19°; warmest in July, 94° and 67° 20° 40° 60° 80° 100° J 48° 19° F M A M J J 94° 67° A S O N D
Average daily high and low for each month: coldest in January, 48° and 19°; warmest in July, 94° and 67° 20° 40° 60° 80° 100° J 48° 19° F M A M J J 94° 67° A S O N D

Coldest in January, with highs near 48° and lows near 19°; warmest in July, with highs near 94° and lows near 67°. About 11 inches of snow and 21 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Beaver weather station, under a mile away (NOAA).

Largest workplaces in Beaver County

  1. Laverne SchoolsSchool district63FTE
  2. Turpin SchoolsSchool district55FTE
  3. Beaver SchoolsSchool district39FTE
  4. Beaver County Memorial HospitalCritical access hospital37FTE
  5. Balko SchoolsSchool district35FTE
  6. SEABOARD FOODS LP Region 04 SowHog and pig farming34
  7. SEABOARD FOODS LP Region 04 SowHog and pig farming32
  8. Hardberger & SmylieCleaning, repairing, and dismantling oil and gas field lease tanks on a contract basis29

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 159 people in all across the county; Beaver has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsVery high
  2. Strong windVery high
  3. Winter weatherRelatively high
  4. WildfireRelatively moderate
  5. HailRelatively moderate
  6. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Beaver’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Beaver County.

Beaver home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Beaver $101,559 Oklahoma $220,801 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Beaver$101,559
  • Oklahoma$220,801
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 2025 2026 Beaver 16
5 10 15 2025 2026
  • Beaver16

Zip codes with a Beaver address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Beaver — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Beaver