Oklahoma.
48th most expensive state. Typical home $220,801 (+2.6% in a year), estimated payment $1,217 a month. As of Sep 2026.
to buy the typical home at today's mortgage rate — +$627 (+118%) since Jan 2020.
- 1 year
- Up $5,557 +3%
- $215,244$220,801 since Sep 2025
- 5 years
- Up $45,402 +26%
- $175,399$220,801 since Sep 2021
- 10 years
- Up $93,050 +73%
- $127,751$220,801 since Sep 2016
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Oklahoma rose 2.6% over the past year — faster than the nation's +1.2%.
Buying the typical Oklahoma home now takes 22% of the median household income ($65,039/yr, ACS 2020–2024) — the standard affordability line is 30%.
Share of median income needed to buy
Monthly payment for the typical home against the local median household income. Income is an annual survey, stepped — the saw-teeth are survey years, not markets.
- Oklahoma21.38%
- United States28.57%
Oklahoma home values
Zillow Home Value Index against the national figure. Mid-tier homes, smoothed and seasonally adjusted.
- Oklahoma$220,801
- United States$366,157
Metros in Oklahoma
Largest first, by population. Zillow publishes rent for fewer metros than home values, so a dash means no series — not a market at zero.
| # | Metro activate to sort by Metro | Rent activate to sort by Rent | 1-yr Δ activate to sort by 1-yr Δ | Home value sorted descending, activate to sort ascending | 1-yr Δ activate to sort by 1-yr Δ |
|---|---|---|---|---|---|
| 1 | Tulsa | $1,375 | +3.0% | $251,771 | +3.1% |
| 2 | Oklahoma City | $1,384 | +2.4% | $243,069 | +1.0% |
| 3 | Stillwater | $1,261 | +6.0% | $241,954 | +4.1% |
| 4 | Durant | $1,508 | +3.8% | $228,586 | -0.7% |
| 5 | Tahlequah | $1,105 | +0.7% | $214,181 | +8.4% |
| 6 | Shawnee | $1,080 | +2.5% | $192,695 | +3.6% |
| 7 | Ada | $1,028 | +0.1% | $191,605 | +6.5% |
| 8 | Bartlesville | $1,286 | +2.3% | $185,332 | +5.5% |
| 9 | Ardmore | $1,125 | -3.0% | $183,684 | +1.1% |
| 10 | Weatherford | $804 | — | $177,043 | +2.9% |
| 11 | Guymon | — | — | $172,669 | +8.6% |
| 12 | Lawton | $1,126 | +4.9% | $156,702 | +6.4% |
| 13 | Muskogee | $1,048 | +8.9% | $153,081 | +3.5% |
| 14 | Elk City | — | — | $150,663 | +5.4% |
| 15 | McAlester | $1,008 | — | $150,088 | +3.1% |
| 16 | Miami | — | — | $140,954 | +7.1% |
| 17 | Enid | $1,116 | +2.1% | $140,582 | +2.8% |
| 18 | Duncan | $935 | — | $139,459 | +3.1% |
| 19 | Woodward | $1,304 | — | $129,087 | +1.3% |
| 20 | Ponca City | $692 | — | $116,038 | +4.3% |
| 21 | Altus | $943 | — | $114,719 | +3.6% |
Go deeper: every zip in Oklahoma.