Bedford, Texas.
Typical home $370,355 (+1.1% in a year), asking rent $1,340 (+0.5%). Dallas-Fort Worth-Arlington, TX metro.
to buy the typical home at today's mortgage rate — +$1,001 (+106%) since Jan 2020.
- 1 year
- Up $4,112 +1%
- $366,242$370,355 since Sep 2025
- 5 years
- Up $59,501 +19%
- $310,853$370,355 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Bedford$1,944
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Bedford, TX rose 1.1% over the past year — in step with the nation.
Asking rents in Bedford, TX rose 0.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in Bedford runs $1,509/mo more than renting one. The gap peaked at $1,612 in Oct 2023.
That is $2,849 a month against $1,340 rent: a $1,944 mortgage payment, plus $508 property tax and $396 insurance & upkeep.
Owning vs renting — Bedford
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,849
- Renting$1,340
- Mortgage only$1,944
Property tax · $508/mo 1.65% of value a year — the ACS 2020-2024 median bill over the median home value for Tarrant County, TX
Insurance & upkeep · $396/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Bedford, Tarrant County, Texas
Bedford is a city of 49,928 people in Tarrant County. Half its households earn more than $83,971 a year and half less, against $84,207 across Tarrant County; 7% of its people live below the poverty line. 51% of its homes are lived in by their owners and 49% are rented. Unemployment in Bedford was 4.5% in August 2026, and Tarrant County had 0.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Bedford is a city in Tarrant County, in the Dallas–Fort Worth area, with a population near the middle of the range for suburban cities there. Residents are somewhat older than in many places, and household incomes sit just below the county's. Homeowners and renters are about evenly balanced, and a large share of adults hold a four-year degree.
Work. Many residents work in schools, hospitals and social care, followed by professional and business services, restaurants and hotels, and transport and warehousing. Among the largest workplaces in Bedford are Hurst-Euless-Bedford ISD, Texas Health H-E-B and Walmart. The commute is a moderate one, and a fair number of people work from home.
Things to do. Several big sports venues are a short drive away, including AT&T Stadium and Globe Life Field, along with Six Flags Over Texas, an amusement park. For museums, the Dallas Museum of Art is a longer drive. Winters are mild and rarely snowy, summers are hot, and rain falls through the year.
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- 20,658households
- 44%of adults have a degree
- 7%below the poverty line
- 24 mintypical commute
- 18%work from home
What residents work in
Employed residents by industry, from the Census survey. Tarrant County had 1,017,941 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 55° and lows near 34°; warmest in August, with highs near 94° and lows near 74°. About 1 inches of snow and 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Arlington Six Flags weather station, 7 miles away (NOAA).
Largest workplaces in Bedford
- Hurst-euless-bedford ISDSchool district2,863FTE
- Texas Health H-E-BGeneral hospital1,157FTE
- WalmartWarehouse clubs and supercenters391
- Encompass Health Rehabilitation HospRehabilitation hospital179FTE
- Polycoat BedfordIndustrial product finishes and coatings manufacturing125
- WalmartSupermarkets and other grocery stores110
- Kroger Texas LP Dallas KMASupermarkets and other grocery except convenience stores92
- Compass Group91
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 3,102 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- TornadoesRelatively high
- Heat wavesRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bedford’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Tarrant County and the Dallas-Fort Worth-Arlington, TX metro.
Bedford home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Bedford$370,355
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 3 Bedford listings, and the typical home goes pending in 17 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Bedford37.34%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Bedford17
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Bedford124
New listings per month
Sellers arriving at the market.
- Bedford43
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Bedford$398,898
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Bedford99.88%
Zip codes with a Bedford address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bedford — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Bedford
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 76021 | Bedford | 35,354 | $1,295 | $394,508 |
| 76022 | Bedford | 13,760 | $1,383 | $313,228 |