Belhaven, North Carolina.
Typical home $235,641 (+1.3% in a year). Washington, NC metro.
to buy the typical home at today's mortgage rate — +$738 (+148%) since Jan 2020.
- 1 year
- Up $3,027 +1%
- $232,613$235,641 since Sep 2025
- 5 years
- Up $61,460 +35%
- $174,180$235,641 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Belhaven$1,237
- North Carolina$1,743
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Belhaven, NC rose 1.3% over the past year — in step with the nation.
Living in Belhaven, Beaufort County, North Carolina
Belhaven is a town of 1,410 people in Beaufort County. Half its households earn more than $32,644 a year and half less, against $58,357 across Beaufort County; 40% of its people live below the poverty line. Unemployment in Beaufort County was 3.5% in August 2026, and the county had 2.6% more jobs in 2025 than the year before. The most people in Beaufort County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Belhaven is a small town in Beaufort County, North Carolina, with a population that has stayed modest in size. Household incomes in town run well below the county's, and a large part of residents live below the poverty line. Few adults hold a four-year degree, and typical home values are fairly modest for the state. Winters are mild and cool, summers are hot, snow is rare, and rain is plentiful through the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and the building trades also employing many. Across Beaufort County, some of the largest workplaces are Beaufort County Schools, ECU Health Beaufort Hospital and Nutrien. Unemployment across the county is a little lower than a year ago, and the county has added jobs over the past year. A fair number of residents work from home.
Things to do. The waterways around Belhaven shape what there is to do. Deep Run, a river, is a short drive away, and Pamlico River is a longer drive. For wilder country, Pocosin Lakes National Wildlife Refuge, a protected area, and Lake Mattamuskeet, a lake, are both a longer drive away.
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- 707households
- 13%of adults have a degree
- 40%below the poverty line
- 13%work from home
What people in Beaufort County work in
Employed residents by industry, from the Census survey. Beaufort County had 16,255 jobs in 2025, 2.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 54° and lows near 33°; warmest in July, with highs near 89° and lows near 71°. About 1 inches of snow and 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Belhaven Northeast weather station, 3 miles away (NOAA).
Largest workplaces in Beaufort County
- Beaufort County SchoolsSchool district788FTE
- ECU Health Beaufort HospitalHospitals, general medical and surgical632
- NutrienPhosphatic fertilizer materials manufacturing612
- River City ConstructionTransmission and distribution line construction576
- Beaufort County Community CollegeTwo-year college335
- WalmartWarehouse clubs and supercenters290
- AAF Flanders FFIAir purification equipment, stationary, manufacturing259
- Rose Acre FarmsChicken egg production181
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 40 workplaces with 20 or more staff, 4,936 people in all across the county; Belhaven has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingVery high
- HurricanesVery high
- Winter weatherRelatively high
- LightningRelatively moderate
- Strong windRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Belhaven’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Beaufort County and the Washington, NC metro.
Belhaven home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Belhaven$235,641
- North Carolina$332,159
- United States$366,157
Sellers are cutting prices on about 1 in 4 Belhaven listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Belhaven24.23%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Belhaven36
New listings per month
Sellers arriving at the market.
- Belhaven6
Zip codes with a Belhaven address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Belhaven — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.