Belleair Beach, Florida.
Typical home $866,574 (-3.4% in a year). Tampa-St. Petersburg-Clearwater, FL metro.
to buy the typical home at today's mortgage rate — +$2,386 (+110%) since Jan 2020.
- 1 year
- Down $30,274 -3%
- $896,848$866,574 since Sep 2025
- 5 years
- Up $80,384 +10%
- $786,190$866,574 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Belleair Beach$4,548
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 36 years.
Typical home values in Belleair Beach, FL fell 3.4% over the past year — slower than the nation's +1.2%.
Living in Belleair Beach, Pinellas County, Florida
Belleair Beach is a city of 1,633 people in Pinellas County. Half its households earn more than $164,063 a year and half less, against $72,646 across Pinellas County; 6% of its people live below the poverty line. 95% of its homes are lived in by their owners and 5% are rented. Unemployment in Pinellas County was 4.3% in August 2026, and the county had 1.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Belleair Beach is a small coastal town where residents are older than in most of the country and nearly everyone owns the home they live in. Household incomes run well above the county's, and the typical home is worth far more than in most American towns. Poverty is low, and more adults than not hold a four-year degree. Winters are mild, with January the coolest month and pleasantly warm afternoons, while August brings hot days. Rain is steady through the year.
Work. Residents work mainly in schools, hospitals and social care, followed by professional and business services, banks, insurance and property, and manufacturing. Across Pinellas County, some of the largest workplaces are Pinellas Schools, Morton Plant Hospital and the Veterans Health Administration. Many people work from home, and the typical commute is a moderate one. Unemployment across the county has edged up over the past year, and the county has fewer jobs than it did a year earlier.
Things to do. Sand Key, a beach, lies in or beside town. A short drive away are Caladesi Island State Park and Honeymoon Island State Park, both protected coastal areas good for walking and time by the water. The Florida Botanical Gardens, also a short drive off, offer a quieter afternoon among planted grounds.
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- 670households
- 58%of adults have a degree
- 6%below the poverty line
- 26 mintypical commute
- 28%work from home
What residents work in
Employed residents by industry, from the Census survey. Pinellas County had 441,425 jobs in 2025, 1.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 71° and lows near 52°; warmest in August, with highs near 91° and lows near 76°. About 54 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the St. Petersburg International Airport weather station, 9 miles away (NOAA).
Largest employers in Belleair Beach
- Publix7,641
- Walmart4,809
- Raymond James4,541
- All Children's Health System3,767
- Morton Plant3,196
- Baycare Health System2,550
- Mease Hospital Trustees2,498
- St. Anthony's Hospital2,139
From the City of Belleair Beach’s annual financial report for 2025, its schedule of principal employers (its source: “Pinellas County Economic Development Research”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- Coastal floodingRelatively high
- HurricanesRelatively moderate
- LightningRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Belleair Beach’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pinellas County and the Tampa-St. Petersburg-Clearwater, FL metro.
Belleair Beach home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Belleair Beach$866,574
- Florida$375,361
- United States$366,157
Sellers are cutting prices on about 1 in 4 Belleair Beach listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Belleair Beach24.74%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Belleair Beach36
New listings per month
Sellers arriving at the market.
- Belleair Beach6
Zip codes with a Belleair Beach address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Belleair Beach — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.