States · Florida · Pinellas County

Belleair Beach, Florida.

Typical home $866,574 (-3.4% in a year). Tampa-St. Petersburg-Clearwater, FL metro.

What it costs per month · Belleair Beach $4,548/mo

to buy the typical home at today's mortgage rate — +$2,386 (+110%) since Jan 2020.

What the home itself did
1 year
Down $30,274 -3%
$896,848$866,574 since Sep 2025
5 years
Up $80,384 +10%
$786,190$866,574 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 $5,000 2002 2006 2010 2014 2018 2022 2026 Belleair Beach $4,548 Florida $1,970 United States $1,922
$1,000 $2,000 $3,000 $4,000 $5,000 2002 2010 2018 2026
  • Belleair Beach$4,548
  • Florida$1,970
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 36 years.

Typical home values in Belleair Beach, FL fell 3.4% over the past year — slower than the nation's +1.2%.

Living in Belleair Beach, Pinellas County, Florida

Belleair Beach is a city of 1,633 people in Pinellas County. Half its households earn more than $164,063 a year and half less, against $72,646 across Pinellas County; 6% of its people live below the poverty line. 95% of its homes are lived in by their owners and 5% are rented. Unemployment in Pinellas County was 4.3% in August 2026, and the county had 1.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.

People 1,633 in the 2020 census; median age 59.0
Household income $164,063 the median, give or take $18,801 · Pinellas County: $72,646
Unemployment 4.3% Pinellas County, August 2026; 4.0% a year before
Homes 95% lived in by their owners; 5% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Belleair Beach is a small coastal town where residents are older than in most of the country and nearly everyone owns the home they live in. Household incomes run well above the county's, and the typical home is worth far more than in most American towns. Poverty is low, and more adults than not hold a four-year degree. Winters are mild, with January the coolest month and pleasantly warm afternoons, while August brings hot days. Rain is steady through the year.

Work. Residents work mainly in schools, hospitals and social care, followed by professional and business services, banks, insurance and property, and manufacturing. Across Pinellas County, some of the largest workplaces are Pinellas Schools, Morton Plant Hospital and the Veterans Health Administration. Many people work from home, and the typical commute is a moderate one. Unemployment across the county has edged up over the past year, and the county has fewer jobs than it did a year earlier.

Things to do. Sand Key, a beach, lies in or beside town. A short drive away are Caladesi Island State Park and Honeymoon Island State Park, both protected coastal areas good for walking and time by the water. The Florida Botanical Gardens, also a short drive off, offer a quieter afternoon among planted grounds.

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  • 670households
  • 58%of adults have a degree
  • 6%below the poverty line
  • 26 mintypical commute
  • 28%work from home

What residents work in

  • Schools, hospitals and social care27%
  • Professional and business services20%
  • Banks, insurance and property18%
  • Manufacturing9%
  • Restaurants, hotels and entertainment5%
  • Building trades5%

Employed residents by industry, from the Census survey. Pinellas County had 441,425 jobs in 2025, 1.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 71° and 52°; warmest in August, 91° and 76° 50° 60° 70° 80° 90° 100° J 71° 52° F M A M J J A 91° 76° S O N D
Average daily high and low for each month: coldest in January, 71° and 52°; warmest in August, 91° and 76° 50° 60° 70° 80° 90° 100° J 71° 52° F M A M J J A 91° 76° S O N D

Coldest in January, with highs near 71° and lows near 52°; warmest in August, with highs near 91° and lows near 76°. About 54 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the St. Petersburg International Airport weather station, 9 miles away (NOAA).

Largest employers in Belleair Beach

  1. Publix7,641
  2. Walmart4,809
  3. Raymond James4,541
  4. All Children's Health System3,767
  5. Morton Plant3,196
  6. Baycare Health System2,550
  7. Mease Hospital Trustees2,498
  8. St. Anthony's Hospital2,139

From the City of Belleair Beach’s annual financial report for 2025, its schedule of principal employers (its source: “Pinellas County Economic Development Research”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.

Natural hazards

  1. Coastal floodingRelatively high
  2. HurricanesRelatively moderate
  3. LightningRelatively moderate
  4. Cold wavesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Belleair Beach’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pinellas County and the Tampa-St. Petersburg-Clearwater, FL metro.

Belleair Beach home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $500,000 $750,000 $1,000,000 2018 2020 2022 2024 2026 Belleair Beach $866,574 Florida $375,361 United States $366,157
$250,000 $500,000 $750,000 $1,000,000 2018 2022 2026
  • Belleair Beach$866,574
  • Florida$375,361
  • United States$366,157

Sellers are cutting prices on about 1 in 4 Belleair Beach listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

20% 30% 40% 2024 2025 2026 Belleair Beach 24.74% United States 26.90%
20% 30% 40% 2024 2025 2026
  • Belleair Beach24.74%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

20 30 40 50 2018 2019 2020 2021 2022 2023 2024 2025 2026 Belleair Beach 36
20 30 40 50 2018 2022 2026
  • Belleair Beach36

New listings per month

Sellers arriving at the market.

6 6 6 2026 Belleair Beach 6
6 6 6 2026
  • Belleair Beach6

Zip codes with a Belleair Beach address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Belleair Beach — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Belleair Beach