Bellmead, Texas.
Typical home $153,819 (+2.2% in a year). Waco, TX metro.
to buy the typical home at today's mortgage rate — +$421 (+109%) since Jan 2020.
- 1 year
- Up $3,346 +2%
- $150,473$153,819 since Sep 2025
- 5 years
- Up $13,369 +10%
- $140,450$153,819 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Bellmead$807
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 38 years.
Typical home values in Bellmead, TX rose 2.2% over the past year — faster than the nation's +1.2%.
Living in Bellmead, McLennan County, Texas
Bellmead is a city of 10,494 people in McLennan County. Half its households earn more than $52,075 a year and half less, against $66,643 across McLennan County; 25% of its people live below the poverty line. 60% of its homes are lived in by their owners and 40% are rented. Unemployment in McLennan County was 4.3% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Bellmead is a small city beside Waco in McLennan County, with a population on the younger side and incomes below the county's. More households here are renting than across much of the country, though most homes are still lived in by their owners. Fewer adults hold a four-year degree than in many places.
Work. Many residents work in schools, hospitals and social care, in the building trades, in manufacturing, and in professional and business services. Among the largest workplaces in Bellmead are Walmart and West-la Vega Rlvm, which provides school and employee bus transportation. Few people work from home, and the typical commute is a modest one.
Things to do. The Bosque River is a short drive away, and so is Waco Mammoth National Monument, a protected area. Cameron Park Zoo is also a short drive away, as is the Texas Ranger Hall of Fame and Museum. Winters are mild with little or no snow and summers get hot, so most of the year suits time outdoors.
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- 3,553households
- 13%of adults have a degree
- 25%below the poverty line
- 23 mintypical commute
- 3%work from home
What residents work in
Employed residents by industry, from the Census survey. McLennan County had 122,992 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 58° and lows near 36°; warmest in August, with highs near 95° and lows near 75°. About 38 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Waco Dam weather station, 8 miles away (NOAA).
Largest workplaces in Bellmead
- WalmartWarehouse clubs and supercenters360
- Summit School ServicesSchool and employee bus transportation69
- BellmeadMail and parcel delivery37
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 466 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- LightningRelatively high
- Cold wavesRelatively high
- Heat wavesRelatively high
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bellmead’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on McLennan County and the Waco, TX metro.
Bellmead home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Bellmead$153,819
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 4 Bellmead listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Bellmead22.88%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Bellmead28
New listings per month
Sellers arriving at the market.
- Bellmead6
Zip codes with a Bellmead address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bellmead — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.