Berger, Missouri.
Typical home $295,360 (+7.7% in a year). St. Louis, MO-IL metro.
to buy the typical home at today's mortgage rate — +$905 (+140%) since Jan 2020.
- 1 year
- Up $21,146 +8%
- $274,214$295,360 since Sep 2025
- 5 years
- Up $71,453 +32%
- $223,907$295,360 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Berger$1,550
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Berger, MO rose 7.7% over the past year — faster than the nation's +1.2%.
Living in Berger, Franklin County, Missouri
Berger is a city of 256 people in Franklin County. Unemployment in Franklin County was 3.6% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most people in Franklin County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Berger is a very small Missouri city, one of the smallest places in Franklin County. Homes here are valued below what is typical across much of the country, and the county's household incomes run a little below the national middle. Winters are cold, with January the coldest month, and summers turn properly hot by July. Snow falls in modest amounts, and rain is steady through the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and the building trades close behind. Across Franklin County, some of the largest workplaces are Mercy Hospital - Washington, Washington Schools and Parker Hannifin Sporlan Valve Division. The typical commute is a moderate one, and only a small share of people work from home. Unemployment across the county is low and has eased a little over the past year, with slightly more jobs than the year before.
Things to do. Pryors Branch, a river in or beside town, is the closest water to explore. A short drive away are Smith Creek, another river, and the Deutschheim State Historic Site, a protected area that tells part of the region's history. Quick, quiet outings along the creeks suit anyone who likes being near the water.
Report a mistake
- 23 mintypical commute
- 8%work from home
What people in Franklin County work in
Employed residents by industry, from the Census survey. Franklin County had 39,757 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 18°; warmest in July, with highs near 87° and lows near 64°. About 14 inches of snow and 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Rosebud weather station, 15 miles away (NOAA).
Largest workplaces in Franklin County
- Mercy Hospital - WashingtonGeneral hospital836FTE
- hth companiesScaffold erecting and dismantling625
- Parker Hannifin Sporlan Valve DivisionOther miscellaneous fabricated metal products471
- Washington SchoolsSchool district471FTE
- Asplundh Tree ExpertTree and brush trimming, overhead utility line448
- KDC-OneAerosol can filling on a job order or contract basis443
- WalmartWarehouse clubs and supercenters420
- East Central CollegeTwo-year college395
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 112 workplaces with 20 or more staff, 12,642 people in all across the county; Berger has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- Heat wavesRelatively high
- Inland floodingRelatively high
- HailRelatively high
- TornadoesRelatively high
- Ice stormsRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Berger’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Franklin County and the St. Louis, MO-IL metro.
Berger home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Berger$295,360
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Berger address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Berger — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.