Berthoud, Colorado.
Typical home $605,882 (-0.8% in a year), asking rent $2,701 . Fort Collins, CO metro.
to buy the typical home at today's mortgage rate — +$1,518 (+91%) since Jan 2020.
- 1 year
- Down $4,936 -1%
- $610,818$605,882 since Sep 2025
- 5 years
- Up $53,182 +10%
- $552,700$605,882 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Berthoud$3,180
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 38 years.
Typical home values in Berthoud, CO fell 0.8% over the past year — slower than the nation's +1.2%.
Living in Berthoud, Larimer County, Colorado
Berthoud is a town of 10,332 people in Larimer County. Half its households earn more than $119,385 a year and half less, against $93,765 across Larimer County; 5% of its people live below the poverty line. 88% of its homes are lived in by their owners and 12% are rented. Unemployment in Larimer County was 4.4% in August 2026, and the county had 2.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Berthoud is a small town in Larimer County where nearly all homes are lived in by their owners, and homes and rents both run high. Households here earn more than the county's typical household, and relatively few people live below the poverty line. Residents tend to be of middle age, and many hold a four-year degree. Winters are cold, with January the coldest month, and summers are hot, with July the warmest. The year brings little rain and melted snow, so the climate is dry.
Work. Residents work mostly in schools, hospitals and social care, in professional and business services, in shops, and in manufacturing. Among the largest workplaces in Berthoud are Rapid Production Tooling, Berthoud Care And Rehabilitation and Associated Thermoforming. Commutes are fairly long, and a good number of people work from home. Unemployment across Larimer County is higher than a year ago, and the county has fewer jobs than it did the year before.
Things to do. St. Vrain State Park, a protected area, is a short drive away, and St. Vrain Creek, a river, is close by as well. Horsetooth Reservoir is a longer drive away and suits a day out on the water. Folsom Field, a stadium, is also a longer drive away.
Report a mistake
- 4,881households
- 48%of adults have a degree
- 5%below the poverty line
- 32 mintypical commute
- 21%work from home
What residents work in
Employed residents by industry, from the Census survey. Larimer County had 171,281 jobs in 2025, 2.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 14°; warmest in July, with highs near 91° and lows near 55°. About 15 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Longmont Ese weather station, 10 miles away (NOAA).
Largest workplaces in Berthoud
- Rapid Production ToolingMolds, industrial, manufacturing132
- Berthoud Care And RehabilitationSkilled nursing facilities88
- Associated ThermoformingThermoplastic resins and plastics materials manufacturing82
- Rocky Mountain Plumbing HydroheatPlumbing and heating contractors34
- Aslan ConstructionSewage treatment plant construction32
- Phillips Plumbing and MechanicalProcess piping installation29
- BerthoudMail and parcel delivery25
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 422 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- HailRelatively high
- Winter weatherRelatively high
- Cold wavesRelatively high
- Strong windRelatively moderate
- TornadoesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Berthoud’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Larimer County and the Fort Collins, CO metro.
Berthoud home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Berthoud$605,882
- Colorado$529,013
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Berthoud listings, and the typical home goes pending in 36 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Berthoud35.21%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Berthoud36
- United States24
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Berthoud178
New listings per month
Sellers arriving at the market.
- Berthoud36
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Berthoud$617,151
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Berthoud98.81%
Zip codes with a Berthoud address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Berthoud — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.