States · Florida · Monroe County

Big Coppitt Key, Florida.

Typical home $779,161 (-0.0% in a year), asking rent $3,476 . Key West, FL metro.

What it costs per month · Big Coppitt Key $4,090/mo

to buy the typical home at today's mortgage rate — +$2,271 (+125%) since Jan 2020.

What the home itself did
1 year
Down $22 -0%
$779,183$779,161 since Sep 2025
5 years
Up $148,694 +24%
$630,467$779,161 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 $4,000 2002 2006 2010 2014 2018 2022 2026 Big Coppitt Key $4,090 Florida $1,970 United States $1,922
$1,000 $2,000 $3,000 $4,000 2002 2010 2018 2026
  • Big Coppitt Key$4,090
  • Florida$1,970
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in Big Coppitt Key, FL fell 0.0% over the past year — slower than the nation's +1.2%.

Living in Big Coppitt Key, Monroe County, Florida

Big Coppitt Key, in Monroe County, had 2,869 people in the 2020 census. Half its households earn more than $105,139 a year and half less, against $87,738 across Monroe County; 5% of its people live below the poverty line. Unemployment in Monroe County was 3.3% in August 2026, and the county had 0.5% more jobs in 2025 than the year before. The most residents work in professional services, then schools and health care.

People 2,869 in the 2020 census
Household income $105,139 the median, give or take $19,219 · Monroe County: $87,738
Unemployment 3.3% Monroe County, August 2026; 3.0% a year before
Homes Too few homes in Big Coppitt Key for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 26 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Big Coppitt Key is a small community in the Florida Keys, home to a modest number of residents. Household incomes run above the county's, and homes and rentals here cost a good deal. Winters are mild, with no real cold, and summers are hot. Rain falls over the year, and snow is almost unknown.

Work. Residents work mostly in professional and business services, in schools, hospitals and social care, in the building trades, and in shops. Across Monroe County, some of the largest workplaces are the US Armed Services, the Monroe County School District and Publix Stores. Few people work from home, and the typical commute is a fairly long one.

Things to do. A short drive away, the Ernest Hemingway House is a museum, and Smathers Beach offers a stretch of shore. The Key West Butterfly and Nature Conservatory, also a short drive off, is a kind of zoo for visitors who like to watch wildlife up close. A longer drive leads to Fort Zachary Taylor Historic State Park, a fort set in a state park.

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  • 1,181households
  • 24%of adults have a degree
  • 5%below the poverty line
  • 24 mintypical commute
  • 2%work from home

What residents work in

  • Professional and business services16%
  • Schools, hospitals and social care15%
  • Building trades12%
  • Shops (retail)11%
  • Government11%
  • Restaurants, hotels and entertainment11%

Employed residents by industry, from the Census survey. Monroe County had 47,299 jobs in 2025, 0.5% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 75° and 66°; warmest in August, 90° and 81° 50° 60° 70° 80° 90° J 75° 66° F M A M J J A 90° 81° S O N D
Average daily high and low for each month: coldest in January, 75° and 66°; warmest in August, 90° and 81° 50° 60° 70° 80° 90° J 75° 66° F M A M J J A 90° 81° S O N D

Coldest in January, with highs near 75° and lows near 66°; warmest in August, with highs near 90° and lows near 81°. About 44 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Key West Nas weather station, 2 miles away (NOAA).

Largest employers in Monroe County

  1. US Armed Services14,570
  2. Monroe County School District1,701
  3. Ocean Reef Club1,241
  4. Publix Stores756
  5. Ocean Properties645
  6. Monroe County Government612
  7. Monroe County Sheriff's Office540
  8. Lower Keys Medical Center523

From Monroe County’s annual financial report for 2025, its schedule of principal employers (its source: “Key West Chamber of Commerce and the Florida Research and Economic Database”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.

Natural hazards

  1. Coastal floodingVery high
  2. HurricanesVery high
  3. LightningRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Big Coppitt Key’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Monroe County and the Key West, FL metro.

Big Coppitt Key home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 $800,000 2018 2020 2022 2024 2026 Big Coppitt Key $779,161 Florida $375,361 United States $366,157
$200,000 $400,000 $600,000 $800,000 2018 2022 2026
  • Big Coppitt Key$779,161
  • Florida$375,361
  • United States$366,157

Sellers are cutting prices on about 1 in 12 Big Coppitt Key listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2026 Big Coppitt Key 8.62% United States 26.90%
10% 20% 30% 2026
  • Big Coppitt Key8.62%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Big Coppitt Key 25
10 20 30 40 2018 2022 2026
  • Big Coppitt Key25

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Big Coppitt Key address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Big Coppitt Key — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.