States · North Carolina · Montgomery County

Biscoe, North Carolina.

Typical home $159,077 (+4.5% in a year). Pinehurst-Southern Pines, NC metro.

What it costs per month · Biscoe $835/mo

to buy the typical home at today's mortgage rate — +$478 (+134%) since Jan 2020.

What the home itself did
1 year
Up $6,827 +4%
$152,250$159,077 since Sep 2025
5 years
Up $28,275 +22%
$130,802$159,077 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Biscoe $835 North Carolina $1,743 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Biscoe$835
  • North Carolina$1,743
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in Biscoe, NC rose 4.5% over the past year — faster than the nation's +1.2%.

Living in Biscoe, Montgomery County, North Carolina

Biscoe is a town of 1,848 people in Montgomery County. Half its households earn more than $45,190 a year and half less, against $57,766 across Montgomery County. Unemployment in Montgomery County was 3.9% in August 2026, and the county had 1.8% fewer jobs in 2025 than the year before. The most people in Montgomery County work in schools and health care, then manufacturing.

People 1,848 in the 2020 census
Household income $45,190 the median, give or take $10,473 · Montgomery County: $57,766
Unemployment 3.9% Montgomery County, August 2026; 4.5% a year before
Homes Too few homes in Biscoe for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Biscoe is a small town in Montgomery County, North Carolina, where household incomes run below the county's and a typical home costs far less than in much of the country. Few adults hold a four-year degree, and almost no one works from home. Winters are cool and mostly mild, with snow a rare event, summers are hot, and rain falls steadily through the year.

Work. Most residents work in schools, hospitals and social care, in manufacturing, in shops, or in the building trades, and the usual trip to work is a short one. Among the larger workplaces in Biscoe are Walmart, Saputo Cheese USA and Autumn Care of Biscoe. Across Montgomery County there are slightly fewer jobs than a year earlier, and unemployment has eased a little over the past year.

Things to do. Uwharrie National Forest, a protected area of woods and trails, is a longer drive away, as is the North Carolina Zoo. Anglers and boaters can head to Badin Lake, a reservoir, also a longer drive away. History-minded visitors can make the longer drive to Town Creek Indian Mound, an archaeological site.

Report a mistake
  • 9%of adults have a degree
  • 20 mintypical commute
  • 1%work from home

What people in Montgomery County work in

  • Schools, hospitals and social care22%
  • Manufacturing19%
  • Shops (retail)12%
  • Building trades11%
  • Restaurants, hotels and entertainment8%
  • Government6%

Employed residents by industry, from the Census survey. Montgomery County had 8,771 jobs in 2025, 1.8% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 52° and 33°; warmest in July, 90° and 70° 30° 40° 50° 60° 70° 80° 90° J 52° 33° F M A M J J 90° 70° A S O N D
Average daily high and low for each month: coldest in January, 52° and 33°; warmest in July, 90° and 70° 30° 40° 50° 60° 70° 80° 90° J 52° 33° F M A M J J 90° 70° A S O N D

Coldest in January, with highs near 52° and lows near 33°; warmest in July, with highs near 90° and lows near 70°. About 3 inches of snow and 48 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Jackson Springs Wnw weather station, 13 miles away (NOAA).

Largest workplaces in Biscoe

  1. WalmartWarehouse clubs and supercenters196
  2. Saputo Cheese USAFlavored milk drinks manufacturing131
  3. Autumn Care of BiscoeNursing homes121
  4. Myrick ConstructionWarehouse construction54
  5. Jordan Forest ProductsFencing, wood, manufacturing21

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 523 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsRelatively high
  2. TornadoesRelatively high
  3. Strong windRelatively high
  4. HurricanesRelatively moderate
  5. LightningRelatively moderate
  6. HailRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Biscoe’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Montgomery County and the Pinehurst-Southern Pines, NC metro.

Biscoe home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Biscoe $159,077 North Carolina $332,159 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Biscoe$159,077
  • North Carolina$332,159
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 6 7 8 2026 Biscoe 8
5 6 7 8 2026
  • Biscoe8

Zip codes with a Biscoe address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Biscoe — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Biscoe