States · Missouri · Saint Louis County

Black Jack, Missouri.

Typical home $221,730 (+3.8% in a year), asking rent $906 . St. Louis, MO-IL metro.

What it costs per month · Black Jack $1,164/mo

to buy the typical home at today's mortgage rate — +$621 (+114%) since Jan 2020.

What the home itself did
1 year
Up $8,079 +4%
$213,651$221,730 since Sep 2025
5 years
Up $38,120 +21%
$183,610$221,730 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Black Jack $1,164 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Black Jack$1,164
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 18 years.

Typical home values in Black Jack, MO rose 3.8% over the past year — faster than the nation's +1.2%.

Living in Black Jack, St. Louis County, Missouri

Black Jack is a city of 6,634 people in St. Louis County. Half its households earn more than $78,331 a year and half less, against $82,936 across St. Louis County; 5% of its people live below the poverty line. 78% of its homes are lived in by their owners and 22% are rented. Unemployment in St. Louis County was 4.2% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 6,634 in the 2020 census
Household income $78,331 the median, give or take $14,662 · St. Louis County: $82,936
Unemployment 4.2% St. Louis County, August 2026; 4.5% a year before
Homes 78% lived in by their owners; 22% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Black Jack is a small city in St. Louis County, and most of its homes are lived in by their owners. Incomes run a little below the county's, and poverty is low. A four-year degree is held by a good share of adults, and the typical commute is a fairly long one. Winters are cold, with snow most years, summers are hot, and rain falls throughout the year.

Work. Residents work mostly in schools, hospitals and social care, with many others in manufacturing, transport and warehouses, and shops. Across St. Louis County, some of the largest workplaces are Washington University in St Louis, The Boeing Company and Mercy Hospital - St. Louis. Unemployment in the county is a little lower than a year earlier, though the county has fewer jobs than it did the year before.

Things to do. Piasa, an archaeological site, is a short drive away. Farther afield, a longer drive brings you to the Gateway Arch, a park on the riverfront, and to the Missouri Botanical Garden. Cahokia, another archaeological site, is also a longer drive away.

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  • 2,683households
  • 32%of adults have a degree
  • 5%below the poverty line
  • 28 mintypical commute

What residents work in

  • Schools, hospitals and social care31%
  • Manufacturing18%
  • Transport, warehouses and utilities12%
  • Shops (retail)8%
  • Professional and business services8%
  • Government8%

Employed residents by industry, from the Census survey. St. Louis County had 589,803 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 24°; warmest in July, 90° and 71° 20° 40° 60° 80° J 40° 24° F M A M J J 90° 71° A S O N D
Average daily high and low for each month: coldest in January, 40° and 24°; warmest in July, 90° and 71° 20° 40° 60° 80° J 40° 24° F M A M J J 90° 71° A S O N D

Coldest in January, with highs near 40° and lows near 24°; warmest in July, with highs near 90° and lows near 71°. About 17 inches of snow and 42 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the St. Louis Lambert International Airport weather station, 7 miles away (NOAA).

Largest workplaces in St. Louis County

  1. Washington University in St LouisUniversity or college20,568
  2. The Boeing CompanyAircraft manufacturing13,947
  3. Graybar Electric CompanyDistribution equipment, electrical, merchant wholesalers7,787
  4. Specl. Sch. Dst. St. Louis CO SchoolsSchool district5,153FTE
  5. Mercy Hospital - St. LouisGeneral hospital5,074FTE
  6. Brinkmann ConstructorsCommercial building construction general contractors4,695
  7. Rockwood R-VI SchoolsSchool district3,388FTE
  8. SSM Health St. Marys Hospital - STLGeneral hospital3,059FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 995 workplaces with 20 or more staff, 186,284 people in all across the county; Black Jack has two of its own. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Heat wavesVery high
  2. HailRelatively high
  3. Cold wavesRelatively high
  4. LightningRelatively high
  5. Winter weatherRelatively high
  6. Earthquakesrelatively high in parts of Black JackRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Black Jack’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Louis County and the St. Louis, MO-IL metro.

Black Jack home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Black Jack $221,730 Missouri $265,387 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Black Jack$221,730
  • Missouri$265,387
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Black Jack listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

25% 30% 35% 40% 2026 Black Jack 34.36% United States 26.90%
25% 30% 35% 40% 2026
  • Black Jack34.36%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 15 20 25 2018 2019 2020 2021 2022 2023 2024 2025 2026 Black Jack 27
10 15 20 25 2018 2022 2026
  • Black Jack27

New listings per month

Sellers arriving at the market.

5 8 10 2026 Black Jack 10
5 8 10 2026
  • Black Jack10

Zip codes with a Black Jack address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Black Jack — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.