Black, Missouri.
Typical home $183,330 (+10.1% in a year).
to buy the typical home at today's mortgage rate — +$408 (+73%) since Feb 2022.
- 1 year
- Up $16,755 +10%
- $166,575$183,330 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Black$962
- Missouri$1,393
- United States$1,922
Typical home values in Black, MO rose 10.1% over the past year — faster than the nation's +1.2%.
Living in Black, Reynolds County, Missouri
The Census does not count Black on its own, so the figures here are Reynolds County's. Half the county's households earn more than $45,028 a year and half less; 17% of the county's people live below the poverty line. 80% of the county's homes are lived in by their owners and 20% are rented. Unemployment in Reynolds County was 4.4% in August 2026, and the county had 3.2% fewer jobs in 2025 than the year before. The most people in Reynolds County work in schools and health care, then manufacturing.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Black is a small town in Reynolds County, in the Missouri Ozarks, where most people own the homes they live in. Winters are cold and summers are warm, with snow most years and a fair amount of rain through the year. Across Reynolds County, the typical resident is older than the typical American, and fewer adults hold a college degree than across the country.
Work. Schools, hospitals and social care, manufacturing, farming, forestry and mining, and retail shops are the main kinds of work residents do. Across Reynolds County, the number of jobs has recently fallen, while unemployment has eased compared with the year before. Few people work from home, and household incomes are lower than the national typical, with a larger share of residents below the poverty line than across the country.
Things to do. Mark Twain National Forest, a protected area, is a short drive away, and Johnson's Shut-Ins State Park, also a protected area, is a short drive away as well. Black River, a river, lies a longer drive away.
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- 2,335households
- 46.1median age
- 15%of adults have a degree
- 17%below the poverty line
- 27 mintypical commute
- 7%work from home
What people in Reynolds County work in
Employed residents by industry, from the Census survey. Reynolds County had 1,701 jobs in 2025, 3.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 21°; warmest in July, with highs near 86° and lows near 67°. About 12 inches of snow and 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Potosi Southwest weather station, 24 miles away (NOAA).
Largest workplaces in Reynolds County
- Ellington Industrial SupplySawmill equipment manufacturing81
- Lesterville R-IV SchoolsSchool district57FTE
- Southern Reynolds Co. R-II SchoolsSchool district57FTE
- Edward L Baker EnterprisesPallet parts, wood, manufacturing40
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 121 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Reynolds County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Reynolds County.
Black home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Black$183,330
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Black address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Black — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.