Black Mountain, North Carolina.
Typical home $450,698 (-3.8% in a year), asking rent $1,873 . Asheville, NC metro.
to buy the typical home at today's mortgage rate — +$1,281 (+118%) since Jan 2020.
- 1 year
- Down $17,828 -4%
- $468,526$450,698 since Sep 2025
- 5 years
- Up $77,646 +21%
- $373,052$450,698 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Black Mountain$2,366
- North Carolina$1,743
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Black Mountain, NC fell 3.8% over the past year — slower than the nation's +1.2%.
Living in Black Mountain, Buncombe County, North Carolina
Black Mountain is a town of 8,426 people in Buncombe County. Half its households earn more than $77,042 a year and half less, against $74,436 across Buncombe County; 6% of its people live below the poverty line. 67% of its homes are lived in by their owners and 33% are rented. Unemployment in Buncombe County was 3.2% in August 2026, and the county had 1.3% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Black Mountain is a small town in Buncombe County where most homes are lived in by their owners, and household incomes run a little above the county's. Typical home values and rents are on the high side, and the share of adults with a four-year degree is high. Winters are cold, with January the coldest month and nights that dip below freezing; summers are warm but not hot.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, restaurants and hotels, and shops also employing many. Among the largest workplaces in town are Ingles Markets, Kearfott and Givens Highland Farms. Commutes are fairly short, and a good number of people work from home. Buncombe County has fewer jobs than a year earlier, though unemployment there is lower than it was a year ago.
Things to do. The Catawba River runs in or beside town, and Camp Branch is close by as well. A short drive away are Catawba Falls and Glassmine Falls, both waterfalls, and the Folk Art Center, a museum.
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- 3,601households
- 56%of adults have a degree
- 6%below the poverty line
- 21 mintypical commute
- 20%work from home
What residents work in
Employed residents by industry, from the Census survey. Buncombe County had 134,686 jobs in 2025, 1.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 48° and lows near 26°; warmest in July, with highs near 84° and lows near 62°.
Average daily high and low, 1991–2020, at the Black Mountain West weather station, 2 miles away (NOAA).
Largest workplaces in Black Mountain
- Ingles MarketsGeneral warehousing and storage1,175
- KearfottAcceleration indicators and systems components, aerospace type, manufacturing442
- DHHS Black Mountain Neuro Medical Treatment CenterIntellectual and developmental disability facilities, residential294
- Ingles MarketsSupermarkets and other grocery stores236
- Givens Highland FarmsRetirement homes with nursing care208
- Town of Black MountainCity and town managers' offices196
- Julian F Keith - AdatcPsychiatric hospital192FTE
- Ingles MarketsGeneral freight trucking long-distance truckload42
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 10 workplaces with 20 or more staff, 2,829 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- LightningRelatively high
- LandslidesRelatively moderate
- Ice stormsrelatively high in parts of Black MountainRelatively moderate
- Strong windRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Black Mountain’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Buncombe County and the Asheville, NC metro.
Black Mountain home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Black Mountain$450,698
- North Carolina$332,159
- United States$366,157
Sellers are cutting prices on about 1 in 4 Black Mountain listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Black Mountain26.63%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Black Mountain158
New listings per month
Sellers arriving at the market.
- Black Mountain25
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Black Mountain$487,257
- United States$371,553
Zip codes with a Black Mountain address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Black Mountain — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.