States · Missouri · Stoddard County

Bloomfield, Missouri.

Typical home $155,877 (+6.5% in a year).

What it costs per month · Bloomfield $818/mo

to buy the typical home at today's mortgage rate — +$288 (+54%) since Jan 2020.

What the home itself did
1 year
Up $9,465 +6%
$146,412$155,877 since Sep 2025
5 years
Down $4,010 -3%
$159,887$155,877 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Bloomfield $818 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Bloomfield$818
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in Bloomfield, MO rose 6.5% over the past year — faster than the nation's +1.2%.

Living in Bloomfield, Stoddard County, Missouri

Bloomfield is a city of 1,755 people in Stoddard County. Half its households earn more than $41,838 a year and half less, against $57,957 across Stoddard County; 25% of its people live below the poverty line. 71% of its homes are lived in by their owners and 29% are rented. Unemployment in Stoddard County was 4.4% in August 2026, and the county had 1.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 1,755 in the 2020 census
Household income $41,838 the median, give or take $5,920 · Stoddard County: $57,957
Unemployment 4.4% Stoddard County, August 2026; 4.8% a year before
Homes 71% lived in by their owners; 29% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Bloomfield is a small city and the seat of Stoddard County, in the southeast corner of Missouri. Most homes here are lived in by their owners, and typical home values are modest. Household incomes run well below the county's, and a good share of residents live below the poverty line. Few adults hold a four-year degree.

Work. Residents work mostly in schools, hospitals and social care, with many others in manufacturing, transport and warehousing, and the building trades. Across Stoddard County, some of the largest workplaces are W.W. Wood Products, a kitchen cabinet maker, Walmart, and Dexter R-XI Schools. Unemployment in the county has eased a little over the past year, and the county has added jobs.

Things to do. Outdoor country lies within a longer drive. Mingo National Wildlife Refuge is a protected area for wildlife, and Lake Wappapello is a large reservoir with Lake Wappapello State Park along its shores. Winters are cold, with January the coldest month, and summers are hot, with July the warmest.

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  • 757households
  • 8%of adults have a degree
  • 25%below the poverty line
  • 8%work from home

What residents work in

  • Schools, hospitals and social care23%
  • Manufacturing21%
  • Transport, warehouses and utilities12%
  • Building trades10%
  • Shops (retail)8%
  • Government6%

Employed residents by industry, from the Census survey. Stoddard County had 10,107 jobs in 2025, 1.6% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 42° and 24°; warmest in July, 89° and 69° 20° 40° 60° 80° J 42° 24° F M A M J J 89° 69° A S O N D
Average daily high and low for each month: coldest in January, 42° and 24°; warmest in July, 89° and 69° 20° 40° 60° 80° J 42° 24° F M A M J J 89° 69° A S O N D

Coldest in January, with highs near 42° and lows near 24°; warmest in July, with highs near 89° and lows near 69°.

Average daily high and low, 1991–2020, at the Advance South weather station, 14 miles away (NOAA).

Largest workplaces in Stoddard County

  1. W.W. Wood ProductsKitchen cabinets, stock or custom wood, manufacturing1,442
  2. WalmartWarehouse clubs and supercenters285
  3. Dexter R-XI SchoolsSchool district281FTE
  4. Southeasthealth Center of Stoddard CGeneral hospital173FTE
  5. Rick Shipman ConstructionCommercial building construction general contractors165
  6. ForviaExhaust and tail pipes, automotive, truck, and bus, manufacturing102
  7. Prairie View Skilled NursingSkilled nursing facilities94
  8. Puxico R-viii SchoolsSchool district89FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 20 workplaces with 20 or more staff, 2,930 people in all across the county; Bloomfield has two of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsVery high
  2. Strong windVery high
  3. EarthquakesVery high
  4. TornadoesVery high
  5. Winter weatherVery high
  6. Heat wavesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bloomfield’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Stoddard County.

Bloomfield home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Bloomfield $155,877 Missouri $265,387 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Bloomfield$155,877
  • Missouri$265,387
  • United States$366,157

Sellers are cutting prices on about 1 in 6 Bloomfield listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 2026 Bloomfield 17.52% United States 26.90%
15% 20% 25% 2026
  • Bloomfield17.52%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 2018 2019 2020 2021 2022 2023 2024 2025 2026 Bloomfield 21
10 20 30 2018 2022 2026
  • Bloomfield21

New listings per month

Sellers arriving at the market.

6 6 6 2026 Bloomfield 6
6 6 6 2026
  • Bloomfield6

Zip codes with a Bloomfield address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bloomfield — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Bloomfield