Blue Ridge, Texas.
Typical home $426,165 (+1.2% in a year). Dallas-Fort Worth-Arlington, TX metro.
to buy the typical home at today's mortgage rate — +$1,269 (+131%) since Jan 2020.
- 1 year
- Up $5,019 +1%
- $421,146$426,165 since Sep 2025
- 5 years
- Up $68,750 +19%
- $357,415$426,165 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Blue Ridge$2,237
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 20 years.
Typical home values in Blue Ridge, TX rose 1.2% over the past year — in step with the nation.
Living in Blue Ridge, Collin County, Texas
Blue Ridge is a city of 1,180 people in Collin County. Half its households earn more than $77,333 a year and half less, against $121,600 across Collin County. 80% of its homes are lived in by their owners and 20% are rented. Unemployment in Collin County was 4.4% in August 2026, and the county had 2.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Blue Ridge is a small city in Collin County, Texas, with a small-town scale: only a modest number of people live here. Residents are around the age of the typical American, and most homes are lived in by their owners. Incomes run well below the county's, though typical home values are high, and few adults hold a four-year degree.
Work. Many residents work in schools, hospitals and social care, in the building trades, in professional and business services, and in shops. Most people commute a fair distance, and a few work from home. Across Collin County, some of the largest workplaces are Frisco ISD, Plano ISD and Collin County Community College District.
Things to do. The Northeast Texas Trail is a trail a short drive away, and Clymer Meadow Preserve, a protected area, is also a short drive off. For a longer outing, Lavon Lake is a reservoir, and Southfork Ranch is a museum, both a longer drive away. Winters are cool and mild, and summers are hot, so the outdoor places suit the cooler months best.
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- 12%of adults have a degree
- 35 mintypical commute
- 9%work from home
What residents work in
Employed residents by industry, from the Census survey. Collin County had 562,572 jobs in 2025, 2.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 56° and lows near 34°; warmest in August, with highs near 95° and lows near 71°.
Average daily high and low, 1991–2020, at the Mckinney Municipal Airport weather station, 13 miles away (NOAA).
Largest workplaces in Collin County
- Frisco ISDSchool district8,074FTE
- Plano ISDSchool district6,367FTE
- EricssonVoip service providers, using client-supplied telecommunications connections5,945
- Raytheon_McKinney_TX5,216
- Collin County Community College DistrictUniversity or college3,563
- Prosper ISDSchool district3,133FTE
- Mckinney ISDSchool district2,689FTE
- Allen ISDSchool district2,639FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 629 workplaces with 20 or more staff, 111,763 people in all across the county; Blue Ridge has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- HailRelatively high
- Heat wavesRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Blue Ridge’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Collin County and the Dallas-Fort Worth-Arlington, TX metro.
Blue Ridge home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Blue Ridge$426,165
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 3 Blue Ridge listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Blue Ridge29.73%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Blue Ridge40
New listings per month
Sellers arriving at the market.
- Blue Ridge6
Zip codes with a Blue Ridge address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Blue Ridge — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.