Blum, Texas.
Typical home $300,358 (+9.2% in a year).
to buy the typical home at today's mortgage rate — +$919 (+140%) since Jan 2020.
- 1 year
- Up $25,220 +9%
- $275,139$300,358 since Sep 2025
- 5 years
- Up $61,860 +26%
- $238,499$300,358 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Blum$1,577
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 15 years.
Typical home values in Blum, TX rose 9.2% over the past year — faster than the nation's +1.2%.
Living in Blum, Hill County, Texas
Blum is a town of 383 people in Hill County. 89% of its homes are lived in by their owners and 11% are rented. Unemployment in Hill County was 4.3% in August 2026, and the county had 2.7% more jobs in 2025 than the year before. The most people in Hill County work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Blum is a very small town in Hill County, Texas, where nearly everyone owns the home they live in. Typical home values here sit well above what the county's household incomes might suggest, and a larger share of people live below the poverty line than is common. Very few adults hold a four-year degree. Winters are cool, with January highs that are mild for the season and lows just above freezing, and snow is rare. Summers are hot, especially in August, and the year brings a fair amount of rain.
Work. Residents work mostly in schools, hospitals and social care, the building trades, shops and manufacturing. Across Hill County, some of the largest workplaces are Hill College, Hillsboro ISD and Walmart. Commutes are long, and almost no one works from home, so most people travel out of town for their jobs. The county's jobs grew modestly last year, and unemployment is unchanged from a year earlier.
Things to do. Mustang Creek runs in or beside town, and Nolan River and Buffalo Creek are each a short drive away for time near the water. For a longer outing, Dinosaur Valley State Park is the best known of the protected areas nearby, though it is a longer drive. Lake Whitney, a reservoir, is also a longer drive away.
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- 3%of adults have a degree
- 30%below the poverty line
- 37 mintypical commute
- 1%work from home
What people in Hill County work in
Employed residents by industry, from the Census survey. Hill County had 11,848 jobs in 2025, 2.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 57° and lows near 33°; warmest in August, with highs near 95° and lows near 72°. About 1 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cleburne weather station, 12 miles away (NOAA).
Largest workplaces in Hill County
- Bobcat ContractingCompressor, metering and pumping station, gas and oil pipeline, construction590
- Hill CollegeTwo-year college410
- Hillsboro ISDSchool district294FTE
- WalmartWarehouse clubs and supercenters289
- DynaEnergetics US Inc. -Blum, TX Main CampusGas well machinery and equipment manufacturing265
- Whitney ISDSchool district264FTE
- WellsConcrete products, precast, manufacturing206
- Clayton Supply Of TxGeneral warehousing and storage200
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 39 workplaces with 20 or more staff, 3,831 people in all across the county; Blum has one of its own. Colleges come from IPEDS (NCES, 2023–24) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- TornadoesVery high
- LightningVery high
- Ice stormsRelatively high
- HailRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Blum’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hill County.
Blum home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Blum$300,358
- Texas$296,424
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Blum7
Zip codes with a Blum address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Blum — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.