Bogard, Missouri.
Typical home $278,639 (+7.0% in a year).
to buy the typical home at today's mortgage rate — +$271 (+23%) since Jan 2024.
- 1 year
- Up $18,152 +7%
- $260,487$278,639 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Bogard$1,463
- Missouri$1,393
- United States$1,922
Typical home values in Bogard, MO rose 7.0% over the past year — faster than the nation's +1.2%.
Living in Bogard, Carroll County, Missouri
Bogard is a city of 167 people in Carroll County. Half its households earn more than $60,750 a year and half less, against $62,154 across Carroll County; 4% of its people live below the poverty line. Unemployment in Carroll County was 3.7% in August 2026, and the county had 0.2% fewer jobs in 2025 than the year before. The most people in Carroll County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Bogard is a very small city in Carroll County, Missouri, with a population far smaller than most towns people think of as small. Household incomes run a little below the county's, and fewer residents live below the poverty line than you might expect for a rural place. Typical home values sit well above what the local incomes might suggest. Few adults hold a four-year degree, and the typical commute is a long one.
Work. Residents work mostly in schools, hospitals and social care, with shops, the building trades, and farming, forestry and mining also employing many. Across Carroll County, some of the largest workplaces are Carroll County Hospital, Carrollton R-vii Schools and Michels Pipeline. Unemployment in the county is lower than it was a year earlier, though the county has slightly fewer jobs than it did the year before.
Things to do. Several parks and historic sites lie within reach, each a longer drive away. Van Meter State Park and Pershing State Park are protected areas for walking and time outdoors, and Swan Lake National Wildlife Refuge is another protected area. Fort Orleans is a fort site for those interested in the region's early history. Winters are cold and moderately snowy, summers are hot, and the year brings a fair amount of rain.
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- 12%of adults have a degree
- 4%below the poverty line
- 33 mintypical commute
What people in Carroll County work in
Employed residents by industry, from the Census survey. Carroll County had 2,653 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 37° and lows near 17°; warmest in July, with highs near 88° and lows near 67°. About 13 inches of snow and 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Carrollton weather station, 7 miles away (NOAA).
Largest workplaces in Carroll County
- Carroll County HospitalCritical access hospital191FTE
- Carrollton R-vii SchoolsSchool district117FTE
- Good People MOV2, LLC - CarrolltonHydroponic crop farming98
- United Medical InvestorsConvalescent homes or convalescent hospitals74
- Michels PipelineBends, pipe, made from purchased metal pipe70
- Wood Shed Lumber & Hardware SupplyHardware stores60
- Show Me EthanolDenatured alcohol manufacturing49
- Norborne R-viii SchoolsSchool district44FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 696 people in all across the county; Bogard has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Inland floodingVery high
- DroughtRelatively high
- TornadoesRelatively high
- Cold wavesRelatively high
- Winter weatherRelatively high
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bogard’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carroll County.
Bogard home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Bogard$278,639
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Bogard address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bogard — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.