States · North Carolina · Carteret County

Bogue, North Carolina.

Typical home $389,785 (+0.3% in a year). Morehead City, NC metro.

What it costs per month · Bogue $2,046/mo

to buy the typical home at today's mortgage rate — +$1,135 (+125%) since Jan 2020.

What the home itself did
1 year
Up $1,119 +0%
$388,665$389,785 since Sep 2025
5 years
Up $78,934 +25%
$310,850$389,785 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Bogue $2,046 North Carolina $1,743 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Bogue$2,046
  • North Carolina$1,743
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Bogue, NC rose 0.3% over the past year — slower than the nation's +1.2%.

Living in Bogue, Carteret County, North Carolina

Bogue is a town of 695 people in Carteret County. Half its households earn more than $93,516 a year and half less, against $72,322 across Carteret County; 3% of its people live below the poverty line. 87% of its homes are lived in by their owners and 13% are rented. Unemployment in Carteret County was 3.1% in August 2026, and the county had 2.4% more jobs in 2025 than the year before. The most residents work in schools and health care, then transport and warehouses.

People 695 in the 2020 census
Household income $93,516 the median, give or take $15,673 · Carteret County: $72,322
Unemployment 3.1% Carteret County, August 2026; 3.7% a year before
Homes 87% lived in by their owners; 13% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Bogue is a very small town on the North Carolina coast in Carteret County, and most homes here are lived in by their owners. Household incomes run well above the county's, and fewer residents live below the poverty line than you might expect. Winters are mild, with January the coldest month, and summers are hot, with July the warmest. Rain and melted snow add up to a good deal over the year.

Work. Residents work mostly in schools, hospitals and social care, followed by transport, warehouses and utilities, shops, and professional and business services. Across Carteret County, the largest workplaces include Carteret County Public Schools, Carteret County General Hospital and Carteret Community College. Jobs across the county grew over the past year, and unemployment there is a little lower than it was a year earlier. Some residents work from home, and the typical commute is a moderate one.

Things to do. The coast is close at hand. Bogue Banks, a beach, and Hammocks Beach State Park, a protected area, are both a short drive away, as is the White Oak River for time on the water. A longer drive brings you to Cape Lookout National Seashore, a protected area, and to Fort Macon State Park.

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  • 291households
  • 23%of adults have a degree
  • 3%below the poverty line
  • 22 mintypical commute
  • 16%work from home

What residents work in

  • Schools, hospitals and social care30%
  • Transport, warehouses and utilities13%
  • Shops (retail)13%
  • Professional and business services12%
  • Manufacturing10%
  • Building trades7%

Employed residents by industry, from the Census survey. Carteret County had 25,622 jobs in 2025, 2.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 54° and 34°; warmest in July, 87° and 71° 30° 40° 50° 60° 70° 80° 90° J 54° 34° F M A M J J 87° 71° A S O N D
Average daily high and low for each month: coldest in January, 54° and 34°; warmest in July, 87° and 71° 30° 40° 50° 60° 70° 80° 90° J 54° 34° F M A M J J 87° 71° A S O N D

Coldest in January, with highs near 54° and lows near 34°; warmest in July, with highs near 87° and lows near 71°. About 61 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Newport/morehead City Weather Office weather station, 10 miles away (NOAA).

Largest workplaces in Carteret County

  1. Carteret County Public SchoolsSchool district1,059FTE
  2. Carteret County General Hospital COMGeneral hospital957FTE
  3. Carteret Community CollegeTwo-year college508
  4. WalmartWarehouse clubs and supercenters348
  5. WalmartWarehouse clubs and supercenters321
  6. Bally Refrigerated BoxesCoolers, refrigeration, manufacturing247
  7. Morehead CityCity and town managers' offices237
  8. TransImpactTransportation management consulting services178

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 46 workplaces with 20 or more staff, 5,205 people in all across the county; Bogue has one of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HurricanesVery high
  2. Winter weatherRelatively high
  3. LightningRelatively high
  4. Coastal floodingRelatively moderate
  5. WildfireRelatively moderate
  6. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bogue’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carteret County and the Morehead City, NC metro.

Bogue home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Bogue $389,785 North Carolina $332,159 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Bogue$389,785
  • North Carolina$332,159
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Bogue address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bogue — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.