Boyd, Texas.
Typical home $347,146 (-1.1% in a year). Dallas-Fort Worth-Arlington, TX metro.
to buy the typical home at today's mortgage rate — +$874 (+92%) since Jan 2020.
- 1 year
- Down $3,873 -1%
- $351,019$347,146 since Sep 2025
- 5 years
- Up $25,826 +8%
- $321,320$347,146 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Boyd$1,822
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 45 years.
Typical home values in Boyd, TX fell 1.1% over the past year — slower than the nation's +1.2%.
Living in Boyd, Wise County, Texas
Boyd is a town of 1,416 people in Wise County. Half its households earn more than $68,958 a year and half less, against $93,421 across Wise County; 10% of its people live below the poverty line. 77% of its homes are lived in by their owners and 23% are rented. Unemployment in Wise County was 4.1% in August 2026, and the county had 2.9% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Boyd is a small town in Wise County, Texas, where most homes are lived in by their owners. Household incomes run below the county's, and typical home values sit well above what the incomes might suggest. Winters are mild and short, with almost no snow, and summers are hot, with plenty of rain through the year.
Work. Residents work mostly in schools, hospitals and social care, in shops, in the building trades and in manufacturing. Boyd ISD, GRod Construction and Atmos Energy are among the largest workplaces in town. Commutes are long, which suggests many people travel some distance for work, and very few work from home.
Things to do. Walnut Creek runs in or beside town, and Wagoner Branch, another small river, is a short drive away. For a day out, Fort Worth is a longer drive, with the Fort Worth Zoo and the Modern Art Museum of Fort Worth among the better-known stops. The Lyndon B. Johnson National Grassland, a protected area, is also a longer drive away.
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- 509households
- 16%of adults have a degree
- 10%below the poverty line
- 32 mintypical commute
- 5%work from home
What residents work in
Employed residents by industry, from the Census survey. Wise County had 21,814 jobs in 2025, 2.9% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 56° and lows near 33°; warmest in July, with highs near 95° and lows near 74°. About 1 inches of snow and 39 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Decatur weather station, 11 miles away (NOAA).
Largest workplaces in Boyd
- Boyd ISDSchool district187FTE
- GRod ConstructionConstruction management, water and sewer line35
- Atmos EnergyNatural gas distribution33
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 68 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailRelatively high
- Heat wavesRelatively high
- TornadoesRelatively high
- WildfireRelatively moderate
- Ice stormsRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Boyd’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Wise County and the Dallas-Fort Worth-Arlington, TX metro.
Boyd home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Boyd$347,146
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 3 Boyd listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Boyd31.64%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Boyd53
New listings per month
Sellers arriving at the market.
- Boyd13
Zip codes with a Boyd address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Boyd — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.