Brady, Texas.
Typical home $119,660 (+1.7% in a year).
to buy the typical home at today's mortgage rate — +$233 (+59%) since Jan 2020.
- 1 year
- Up $2,041 +2%
- $117,619$119,660 since Sep 2025
- 5 years
- Down $4,964 -4%
- $124,624$119,660 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Brady$628
- Texas$1,556
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Brady, TX rose 1.7% over the past year — faster than the nation's +1.2%.
Living in Brady, McCulloch County, Texas
Brady is a city of 5,118 people in McCulloch County. 55% of its homes are lived in by their owners and 45% are rented. Unemployment in McCulloch County was 5.5% in August 2026, and the county had 3.8% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Brady is a small Texas city in McCulloch County, with a population somewhat older than the country as a whole. Most homes are lived in by their owners, and typical home values sit well below what many Americans pay. Winters are mild, with little or no snow, and summers turn hot, especially in August.
Work. Many residents work in schools, hospitals and social care, with professional and business services, government, and banks, insurance and property also providing jobs. Among the largest workplaces in Brady are Brady ISD, Walmart and PAY and Save. Across McCulloch County, there were fewer jobs last year than the year before, and unemployment has edged up a little over the past year. Most people have a short commute, and a share work from home.
Things to do. The Old McCulloch County Jail, now a museum, is in or beside town. Brady Creek Reservoir is a short drive away, a place for time by the water. Fort Mason, another museum, is a longer drive away.
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- 2,277households
- 20%of adults have a degree
- 14%below the poverty line
- 18 mintypical commute
- 17%work from home
What residents work in
Employed residents by industry, from the Census survey. McCulloch County had 2,210 jobs in 2025, 3.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 58° and lows near 35°; warmest in August, with highs near 94° and lows near 72°. About 27 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Brady weather station, 2 miles away (NOAA).
Largest workplaces in Brady
- Brady ISDSchool district176FTE
- WalmartWarehouse clubs and supercenters151
- PAY and SaveGrocery stores20
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 171 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- HailRelatively high
- Winter weatherRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- Inland floodingRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Brady’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on McCulloch County.
Brady home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Brady$119,660
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 6 Brady listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Brady16.74%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Brady53
New listings per month
Sellers arriving at the market.
- Brady8
Zip codes with a Brady address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Brady — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.