Brandon, Florida.
Typical home $353,216 (-0.4% in a year), asking rent $1,729 (-0.5%). Tampa-St. Petersburg-Clearwater, FL metro.
to buy the typical home at today's mortgage rate — +$1,033 (+126%) since Jan 2020.
- 1 year
- Down $1,342 -0%
- $354,559$353,216 since Sep 2025
- 5 years
- Up $62,018 +21%
- $291,198$353,216 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Brandon$1,854
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Brandon, FL fell 0.4% over the past year — slower than the nation's +1.2%.
Asking rents in Brandon, FL fell 0.5% over the past year — slower than the nation's +2.7%.
Owning the typical home in Brandon runs $742/mo more than renting one. The gap peaked at $945 in May 2024.
That is $2,471 a month against $1,729 rent: a $1,854 mortgage payment, plus $238 property tax and $378 insurance & upkeep.
Owning vs renting — Brandon
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,471
- Renting$1,729
- Mortgage only$1,854
Property tax · $238/mo 0.81% of value a year — the ACS 2020-2024 median bill over the median home value for Hillsborough County, FL
Insurance & upkeep · $378/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Brandon, Hillsborough County, Florida
Brandon, in Hillsborough County, had 114,626 people in the 2020 census. Half its households earn more than $79,685 a year and half less, against $79,540 across Hillsborough County; 11% of its people live below the poverty line. 56% of its homes are lived in by their owners and 44% are rented. Unemployment in Hillsborough County was 4.6% in August 2026, and the county had 0.8% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 24 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Brandon is a large suburban community east of Tampa, home to a good many people of working and middle age. Household incomes sit about level with the county's, and more homes are lived in by their owners than rented, though renters make up a substantial part of the town too. Winters are mild, with little or no snow, and summers are hot and rainy.
Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, banks, insurance and property, and shops. HCA Florida Brandon Hospital and Walmart are among the largest workplaces in Brandon. Commutes are fairly long, and a good number of people work from home.
Things to do. A short drive away are the Florida Aquarium and the Tampa Museum of Art, and the MidFlorida Credit Union Amphitheatre hosts concerts nearby. A longer drive brings you to Busch Gardens Tampa, a zoo and theme park, and to Hillsborough River State Park, a protected area for walking and time outdoors.
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- 45,896households
- 34%of adults have a degree
- 11%below the poverty line
- 28 mintypical commute
- 18%work from home
What residents work in
Employed residents by industry, from the Census survey. Hillsborough County had 795,729 jobs in 2025, 0.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 75° and lows near 50°; warmest in July, with highs near 94° and lows near 73°. About 56 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Plant City weather station, 11 miles away (NOAA).
Largest workplaces in Brandon
- HCA Florida Brandon HospitalGeneral hospital1,629FTE
- Dobbs Equipment:Forestry machinery and equipment merchant wholesalers865
- Yzer Last MileBulk mail truck transportation, contract, long-distance471
- WalmartWarehouse clubs and supercenters435
- LifeLink FoundationOrgan banks, body384
- WalmartWarehouse clubs and supercenters381
- WalmartWarehouse clubs and supercenters331
- TargetDiscount department stores325
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 95 workplaces with 20 or more staff, 12,394 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesRelatively high
- TornadoesRelatively high
- Cold wavesRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Brandon’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hillsborough County and the Tampa-St. Petersburg-Clearwater, FL metro.
Brandon home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Brandon$353,216
- Florida$375,361
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Brandon listings, and the typical home goes pending in 29 days — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Brandon32.26%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Brandon29
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Brandon346
New listings per month
Sellers arriving at the market.
- Brandon93
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Brandon$359,184
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Brandon98.55%
Zip codes with a Brandon address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Brandon — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Brandon
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 33511 | Brandon | 62,138 | $1,704 | $360,338 |
| 33510 | Brandon | 30,578 | $1,761 | $341,382 |