States · North Carolina · Clay County

Brasstown, North Carolina.

Typical home $324,956 (-0.1% in a year).

What it costs per month · Brasstown $1,706/mo

to buy the typical home at today's mortgage rate — +$1,009 (+145%) since Jan 2020.

What the home itself did
1 year
Down $411 -0%
$325,367$324,956 since Sep 2025
5 years
Up $59,229 +22%
$265,727$324,956 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Brasstown $1,706 North Carolina $1,743 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Brasstown$1,706
  • North Carolina$1,743
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 17 years.

Typical home values in Brasstown, NC fell 0.1% over the past year — slower than the nation's +1.2%.

Living in Brasstown, Clay County, North Carolina

Brasstown is a township of 2,022 people in Clay County. 95% of its homes are lived in by their owners and 5% are rented. Unemployment in Clay County was 3.4% in August 2026, and the county had 2.3% more jobs in 2025 than the year before. The most people in Clay County work in schools and health care, then shops.

People 2,022 in the 2020 census
Household income Too few homes in Brasstown for the Census survey to measure.
Unemployment 3.4% Clay County, August 2026; 4.1% a year before
Homes 95% lived in by their owners; 5% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Brasstown is a small township in the mountains of Clay County, North Carolina. Almost everyone here owns the home they live in, which points to a settled, long-established community. Typical home values run high, even though household incomes across the county sit below those of the state's larger places. Winters are cold, with only a light dusting of snow in most years, and summers are warm; the year brings plenty of rain.

Work. Residents mostly work in schools, hospitals and social care, followed by shops, restaurants and hotels, and the building trades. Across Clay County, some of the largest workplaces are Clay County Schools, Ingles Markets and Avardis Health. Unemployment across the county has eased compared with a year earlier, and the county has added jobs. A typical commute is fairly short, and a modest number of people work from home.

Things to do. Brasstown Creek runs in or beside town, and Chatuge Lake, a reservoir, is a short drive away, as is the Nottely River. For a longer outing, Blue Hole Falls is a waterfall a longer drive away, and the Chattahoochee–Oconee National Forest, a protected area, is also a longer drive away.

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  • 11%below the poverty line
  • 20 mintypical commute
  • 9%work from home

What people in Clay County work in

  • Schools, hospitals and social care19%
  • Shops (retail)14%
  • Restaurants, hotels and entertainment12%
  • Building trades11%
  • Professional and business services10%
  • Other services10%

Employed residents by industry, from the Census survey. Clay County had 2,233 jobs in 2025, 2.3% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 50° and 25°; warmest in July, 87° and 63° 20° 40° 60° 80° J 50° 25° F M A M J J 87° 63° A S O N D
Average daily high and low for each month: coldest in January, 50° and 25°; warmest in July, 87° and 63° 20° 40° 60° 80° J 50° 25° F M A M J J 87° 63° A S O N D

Coldest in January, with highs near 50° and lows near 25°; warmest in July, with highs near 87° and lows near 63°. About 4 inches of snow and 59 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Murphy 4ESE weather station, 4 miles away (NOAA).

Largest workplaces in Clay County

  1. Clay County SchoolsSchool district203FTE
  2. Ingles MarketsSupermarkets and other grocery stores185
  3. Avardis HealthSkilled nursing facilities79
  4. Hayesville HouseAssisted-living facilities without on-site nursing care facilities38
  5. HayesvilleMail and parcel delivery27

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 329 people in all across the county; Brasstown has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LandslidesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Clay County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clay County.

Brasstown home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Brasstown $324,956 North Carolina $332,159 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Brasstown$324,956
  • North Carolina$332,159
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 2023 2024 2025 2026 Brasstown 17
5 10 15 20 2023 2024 2025 2026
  • Brasstown17

Zip codes with a Brasstown address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Brasstown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Brasstown