Breckenridge, Missouri.
Typical home $177,381 (-0.1% in a year). Kansas City, MO-KS metro.
to buy the typical home at today's mortgage rate — +$497 (+114%) since Jan 2020.
- 1 year
- Down $262 -0%
- $177,643$177,381 since Sep 2025
- 5 years
- Up $21,747 +14%
- $155,634$177,381 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Breckenridge$931
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 26 years.
Typical home values in Breckenridge, MO fell 0.1% over the past year — slower than the nation's +1.2%.
Living in Breckenridge, Caldwell County, Missouri
Breckenridge is a city of 258 people in Caldwell County. Unemployment in Caldwell County was 3.7% in August 2026, and the county had 0.1% fewer jobs in 2025 than the year before. The most people in Caldwell County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Breckenridge is a very small city in Caldwell County, Missouri, with a younger population than most of the country. A four-year degree is uncommon among adults here, and homes are valued at well below what is typical nationally. Winters run cold, with a little snow, and summers are warm.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops and government also employing many. Across Caldwell County, the largest workplaces include Hamilton R-II Schools, Polo R-vii Schools and Green Hills Communications. Commutes are fairly long, and few people work from home.
Things to do. The countryside around town is laced with creeks, and Kettle Creek, Clear Creek and Honey Creek are all a short drive away. For a longer outing, Wallace State Park and Crowder State Park are protected areas a longer drive away.
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- 3%of adults have a degree
- 29 mintypical commute
- 7%work from home
What people in Caldwell County work in
Employed residents by industry, from the Census survey. Caldwell County had 1,885 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 35° and lows near 16°; warmest in July, with highs near 87° and lows near 66°. About 8 inches of snow and 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Hamilton 2W weather station, 12 miles away (NOAA).
Largest workplaces in Caldwell County
- Hamilton R-II SchoolsSchool district93FTE
- Polo R-vii SchoolsSchool district73FTE
- Braymer C-4 SchoolsSchool district47FTE
- Green Hills CommunicationsLocal telephone carriers, wired32
- Commercial Metals CompanyBars, concrete reinforcing, manufacturing28
- Consumer Oil and Supply CoPlanting machinery and equipment, farm-type, merchant wholesalers28
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 88 people in all across the county; Breckenridge has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively high
- Cold wavesRelatively high
- HailRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Breckenridge’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Caldwell County and the Kansas City, MO-KS metro.
Breckenridge home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Breckenridge$177,381
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Breckenridge address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Breckenridge — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.