Buffalo, Oklahoma.
Typical home $54,608 (-1.4% in a year).
to buy the typical home at today's mortgage rate — +$116 (+68%) since Jan 2020.
- 1 year
- Down $797 -1%
- $55,406$54,608 since Sep 2025
- 5 years
- Down $4,872 -8%
- $59,480$54,608 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Buffalo$287
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Buffalo, OK fell 1.4% over the past year — slower than the nation's +1.2%.
Living in Buffalo, Harper County, Oklahoma
Buffalo is a town of 1,039 people in Harper County. Half its households earn more than $72,065 a year and half less, against $64,053 across Harper County; 5% of its people live below the poverty line. 86% of its homes are lived in by their owners and 14% are rented. Unemployment in Harper County was 2.6% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most people in Harper County work in farming, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Buffalo is a small town in Harper County, Oklahoma, where residents are somewhat older than in many places and most homes are lived in by their owners. Household incomes run above the county's, and relatively few people live below the poverty line. Homes here cost far less than in most of the country, and few adults hold a four-year degree.
Work. Many residents work in farming, forestry and mining, in schools, hospitals and social care, in transport, warehouses and utilities, or in government. Across Harper County, the largest workplaces include Buffalo Schools, Harper County Community Hospital and Western Skilled Nursing and Therapy. Almost no one works from home, and unemployment in the county has edged up slightly from a year earlier.
Things to do. Beaver River is the best known of the nearby places, a river a longer drive away. Fort Supply, a fort, and Alabaster Caverns State Park, a protected area, are also a longer drive from town. Winters are cold and summers turn hot, with July the warmest month, so the seasons shape any day out.
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- 398households
- 17%of adults have a degree
- 5%below the poverty line
- 1%work from home
What people in Harper County work in
Employed residents by industry, from the Census survey. Harper County had 1,094 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 49° and lows near 23°; warmest in July, with highs near 96° and lows near 70°.
Average daily high and low, 1991–2020, at the Buffalo 1SW Mesonet weather station, under a mile away (NOAA).
Largest workplaces in Harper County
- Buffalo SchoolsSchool district39FTE
- Harper County Community HospitalCritical access hospital38FTE
- Western Skilled Nursing and TherapySkilled nursing facilities27
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 27 people in all across the county; Buffalo has two of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- DroughtVery high
- Cold wavesVery high
- HailRelatively high
- Strong windRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Buffalo’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Harper County.
Buffalo home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Buffalo$54,608
- Oklahoma$220,801
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
Zip codes with a Buffalo address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Buffalo — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.