Bunnell, Florida.
Typical home $294,176 (-0.5% in a year), asking rent $1,585 (-6.2%). Deltona-Daytona Beach-Ormond Beach, FL metro.
to buy the typical home at today's mortgage rate — +$791 (+105%) since Jan 2020.
- 1 year
- Down $1,480 -1%
- $295,656$294,176 since Sep 2025
- 5 years
- Up $17,416 +6%
- $276,760$294,176 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Bunnell$1,544
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 57 years.
Typical home values in Bunnell, FL fell 0.5% over the past year — slower than the nation's +1.2%.
Asking rents in Bunnell, FL fell 6.2% over the past year — slower than the nation's +2.7%.
Owning the typical home in Bunnell runs $461/mo more than renting one. The gap peaked at $530 in Feb 2025.
That is $2,046 a month against $1,585 rent: a $1,544 mortgage payment, plus $187 property tax and $315 insurance & upkeep.
Owning vs renting — Bunnell
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,046
- Renting$1,585
- Mortgage only$1,544
Property tax · $187/mo 0.76% of value a year — the ACS 2020-2024 median bill over the median home value for Flagler County, FL
Insurance & upkeep · $315/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Bunnell, Flagler County, Florida
Bunnell is a city of 3,276 people in Flagler County. Half its households earn more than $55,130 a year and half less, against $77,363 across Flagler County. Unemployment in Flagler County was 5.5% in August 2026, and the county had 1.2% more jobs in 2025 than the year before. The most people in Flagler County work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Bunnell is a small city and the seat of Flagler County, a quiet inland town with a short drive to the coast. Household incomes here run well below the county's, while homes and rents are priced above what many local incomes would suggest. Relatively few adults hold a four-year degree.
Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, shops, and restaurants, hotels and entertainment. Across Flagler County, Flagler Schools, AdventHealth Palm Coast and Walmart are among the largest workplaces. Unemployment across the county has edged up a little over the past year, while the number of jobs there has grown slightly. A typical commute is moderate, and some residents work from home.
Things to do. Haw Creek Preserve State Park, a protected area, is a short drive away. Farther afield, Gamble Rogers Memorial State Recreation Area at Flagler Beach offers a stretch of coast, and Marineland of Florida is an aquarium. Winters are mild, summers are hot, snow is rare, and rain is fairly plentiful through the year.
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- 1,549households
- 16%of adults have a degree
- 20 mintypical commute
- 11%work from home
What people in Flagler County work in
Employed residents by industry, from the Census survey. Flagler County had 28,593 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 68° and lows near 47°; warmest in July, with highs near 91° and lows near 74°. About 50 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Crescent City weather station, 12 miles away (NOAA).
Largest employers in Flagler County
- Flagler County Schools2,257
- Advent Health Palm Coast (previously Florida Hospital-Flagler)1,823
- Alsw LLC890
- Publix Supermarkets863
- Hammock Beach Resort637
- City of Palm Coast591
- Flagler County Board506
- Walmart462
From Flagler County’s annual financial report for 2024, its schedule of principal employers (its source: “City of Palm Coast, Florida Research and Economic Database for civilian workforce, and Career Source”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- HurricanesRelatively high
- LightningRelatively high
- TornadoesRelatively high
- Wildfirerelatively high in parts of BunnellRelatively moderate
- Inland floodingRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Bunnell’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Flagler County and the Deltona-Daytona Beach-Ormond Beach, FL metro.
Bunnell home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Bunnell$294,176
- Florida$375,361
- United States$366,157
Sellers are cutting prices on about 1 in 4 Bunnell listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Bunnell25.73%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Bunnell44
New listings per month
Sellers arriving at the market.
- Bunnell8
Zip codes with a Bunnell address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Bunnell — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.