Cactus, Texas.
Typical home $201,977 (+3.4% in a year). Dumas, TX metro.
to buy the typical home at today's mortgage rate — +$382 (+56%) since Feb 2022.
- 1 year
- Up $6,693 +3%
- $195,284$201,977 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cactus$1,060
- Texas$1,556
- United States$1,922
Typical home values in Cactus, TX rose 3.4% over the past year — faster than the nation's +1.2%.
Living in Cactus, Moore County, Texas
Cactus is a city of 3,057 people in Moore County. Half its households earn more than $45,346 a year and half less, against $61,762 across Moore County. Unemployment in Moore County was 3.3% in August 2026, and the county had 1.5% more jobs in 2025 than the year before. The most people in Moore County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cactus is a small Texas city in Moore County, with a young population by national standards. Incomes in the town run well below the county's, and homes are modest in price. Very few adults hold a four-year degree, and the town's rhythm is set more by shift work and farm and plant work than by office life.
Work. Many residents work in manufacturing, in schools, hospitals and social care, in shops, and in farming, forestry and mining. Across Moore County, the largest workplaces include Dumas ISD, the Valero McKee Refinery and the critical access hospital Dumas MEM HOS. Commutes are short, and almost no one works from home.
Things to do. Winters here are cold and bring some snow, while summers turn hot, and the year is fairly dry. Few lists of nearby attractions apply to Cactus, so days tend to centre on home, church, school events and time with neighbours.
Report a mistake
- 935households
- 3%of adults have a degree
- 14 mintypical commute
- 0%work from home
What people in Moore County work in
Employed residents by industry, from the Census survey. Moore County had 12,962 jobs in 2025, 1.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in December, with highs near 49° and lows near 23°; warmest in July, with highs near 92° and lows near 65°. About 9 inches of snow and 18 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Dumas weather station, 12 miles away (NOAA).
Largest workplaces in Moore County
- Dumas ISDSchool district647FTE
- Valero McKee RefineryRefinery gases made in petroleum refineries426
- Dumas MEM HOSCritical access hospital322FTE
- WalmartWarehouse clubs and supercenters267
- JBS USAJanitorial services192
- United SupermarketsSupermarket107
- Sunray Collegiate ISDSchool district106FTE
- Continental Carbon Company Sunray PlantCarbon black manufacturing90
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 14 workplaces with 20 or more staff, 1,457 people in all across the county; Cactus has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Cold wavesVery high
- TornadoesVery high
- HailRelatively high
- Strong windRelatively high
- LightningRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cactus’ census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Moore County and the Dumas, TX metro.
Cactus home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cactus$201,977
- Texas$296,424
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Cactus address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cactus — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.