States · Oklahoma · Atoka County

Caddo, Oklahoma.

Typical home $210,038 (+3.1% in a year). Durant, OK metro.

What it costs per month · Caddo $1,102/mo

to buy the typical home at today's mortgage rate — +$674 (+157%) since Jan 2020.

What the home itself did
1 year
Up $6,223 +3%
$203,814$210,038 since Sep 2025
5 years
Up $54,568 +35%
$155,470$210,038 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Caddo $1,102 Oklahoma $1,159 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Caddo$1,102
  • Oklahoma$1,159
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 12 years.

Typical home values in Caddo, OK rose 3.1% over the past year — faster than the nation's +1.2%.

Living in Caddo, Atoka County, Oklahoma

Caddo is a town of 1,017 people in Atoka County. Half its households earn more than $51,923 a year and half less, against $54,785 across Atoka County; 6% of its people live below the poverty line. 67% of its homes are lived in by their owners and 33% are rented. Unemployment in Atoka County was 4.3% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.

People 1,017 in the 2020 census; median age 38.8
Household income $51,923 the median, give or take $9,284 · Atoka County: $54,785
Unemployment 4.3% Atoka County, August 2026; 3.6% a year before
Homes 67% lived in by their owners; 33% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Caddo is a small town in Atoka County, Oklahoma, with a population that has stayed modest and a median age somewhat older than many American towns. Most homes are lived in by their owners, and household incomes run a little below the county's. Winters are cool and summers hot, with only a dusting of snow in most years and a fair amount of rain through the seasons.

Work. Many residents work in schools, hospitals and social care, with shops, government, and restaurants, hotels and entertainment also employing a good share. Across Atoka County, some of the largest workplaces are Atoka Schools, Atoka County Medical Center and Walmart. A typical commute is a moderate one, and a small number of people work from home.

Things to do. Fort McCulloch, a historic fort, is a short drive away. Farther afield, Lake Texoma is a large reservoir that suits a day on the water, and McGee Creek State Park is a protected area with its own reservoir, both a longer drive away. Fort Washita, another historic fort, is also a longer drive away.

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  • 416households
  • 25%of adults have a degree
  • 6%below the poverty line
  • 22 mintypical commute
  • 8%work from home

What residents work in

  • Schools, hospitals and social care27%
  • Shops (retail)20%
  • Government12%
  • Restaurants, hotels and entertainment9%
  • Other services7%
  • Transport, warehouses and utilities6%

Employed residents by industry, from the Census survey. Atoka County had 3,487 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 54° and 30°; warmest in August, 95° and 70° 20° 40° 60° 80° 100° J 54° 30° F M A M J J A 95° 70° S O N D
Average daily high and low for each month: coldest in January, 54° and 30°; warmest in August, 95° and 70° 20° 40° 60° 80° 100° J 54° 30° F M A M J J A 95° 70° S O N D

Coldest in January, with highs near 54° and lows near 30°; warmest in August, with highs near 95° and lows near 70°. About 2 inches of snow and 44 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Durant weather station, 11 miles away (NOAA).

Largest workplaces in Atoka County

  1. Atoka SchoolsSchool district132FTE
  2. Tushka SchoolsSchool district107FTE
  3. WalmartDiscount department stores103
  4. Atoka County Medical CenterCritical access hospital94FTE
  5. Lane SchoolsSchool district51FTE
  6. Stringtown SchoolsSchool district40FTE
  7. Caney SchoolsSchool district39FTE
  8. Harmony SchoolsSchool district37FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 130 people in all across the county; Caddo has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesVery high
  2. Ice stormsVery high
  3. Heat wavesRelatively high
  4. HailRelatively high
  5. LightningRelatively high
  6. Cold wavesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Caddo’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Atoka County and the Durant, OK metro.

Caddo home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Caddo $210,038 Oklahoma $220,801 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Caddo$210,038
  • Oklahoma$220,801
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 8 10 2025 2026 Caddo 10
5 8 10 2025 2026
  • Caddo10

Zip codes with a Caddo address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Caddo — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Caddo