Cajahs Mountain, North Carolina.
Typical home $238,349 (-0.1% in a year). Hickory-Lenoir-Morganton, NC metro.
to buy the typical home at today's mortgage rate — +$696 (+126%) since Jan 2020.
- 1 year
- Down $283 -0%
- $238,633$238,349 since Sep 2025
- 5 years
- Up $45,982 +24%
- $192,367$238,349 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cajahs Mountain$1,251
- North Carolina$1,743
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Cajahs Mountain, NC fell 0.1% over the past year — slower than the nation's +1.2%.
Living in Cajahs Mountain, Caldwell County, North Carolina
Cajahs Mountain is a town of 2,722 people in Caldwell County. Half its households earn more than $53,361 a year and half less, against $56,425 across Caldwell County; 14% of its people live below the poverty line. 75% of its homes are lived in by their owners and 25% are rented. Unemployment in Caldwell County was 3.5% in August 2026, and the county had 0.8% fewer jobs in 2025 than the year before. The most residents work in restaurants and hotels, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cajahs Mountain is a small town in Caldwell County, in the foothills of western North Carolina. Most homes are lived in by their owners, and the typical household income runs a little below the county's. Winters are cold, with only a light dusting of snow in a typical year, summers are warm, and rain falls steadily through the seasons.
Work. People in town work mainly in restaurants, hotels and entertainment, in manufacturing, and in schools, hospitals and social care. Across Caldwell County, some of the largest workplaces are Merchants Distributors, Caldwell County Schools and Caldwell Memorial Hospital. Jobs across the county slipped slightly last year, and few residents work from home.
Things to do. McGalliard Falls is a waterfall a short drive away, and Wilson Creek, a river, is also close by. A longer drive brings you to South Mountains State Park, a protected area good for a day out of doors.
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- 857households
- 14%of adults have a degree
- 14%below the poverty line
- 27 mintypical commute
- 3%work from home
What residents work in
Employed residents by industry, from the Census survey. Caldwell County had 25,294 jobs in 2025, 0.8% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 27°; warmest in July, with highs near 88° and lows near 67°. About 4 inches of snow and 50 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lenoir weather station, 4 miles away (NOAA).
Largest workplaces in Caldwell County
- Merchants DistributorsGeneral-line groceries merchant wholesalers1,700
- Caldwell County SchoolsSchool district1,476FTE
- Caldwell Memorial HospitalGeneral hospital812FTE
- Caldwell Community College and Technical InstituteTwo-year college627
- Exela Pharma SciencesPharmaceutical preparations manufacturing563
- Fairfield ChairUpholstered furniture, household-type, on frames of any material, manufacturing393
- WalmartWarehouse clubs and supercenters369
- Skill Creations-Community Ops. West (Morganton, MDP, Respite, MGT)Intellectual and developmental disability facilities, residential325
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 66 workplaces with 20 or more staff, 9,872 people in all across the county; Cajahs Mountain has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- Strong windRelatively high
- LightningRelatively high
- Inland floodingRelatively high
- TornadoesRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cajahs Mountain’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Caldwell County and the Hickory-Lenoir-Morganton, NC metro.
Cajahs Mountain home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cajahs Mountain$238,349
- North Carolina$332,159
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cajahs Mountain13
Zip codes with a Cajahs Mountain address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cajahs Mountain — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.