Cambridge, Vermont.
Typical home $381,026 (-0.3% in a year).
to buy the typical home at today's mortgage rate — +$1,023 (+105%) since Jan 2020.
- 1 year
- Down $1,160 -0%
- $382,186$381,026 since Sep 2025
- 5 years
- Up $54,333 +17%
- $326,693$381,026 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cambridge$2,000
- Vermont$2,057
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 23 years.
Typical home values in Cambridge, VT fell 0.3% over the past year — slower than the nation's +1.2%.
Living in Cambridge, Lamoille County, Vermont
Cambridge is a village of 210 people in Lamoille County. Half its households earn more than $50,568 a year and half less, against $74,908 across Lamoille County; 4% of its people live below the poverty line. Unemployment in Lamoille County was 2.4% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most people in Lamoille County work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cambridge is a very small village in Lamoille County, with a young population for a Vermont town. Household incomes here run well below the county's, and homes are typically worth a good deal. Winters are cold and heavy with snow, with January the coldest month, and summers stay mild, with July the warmest. Rain and melted snow add up to a wet year overall.
Work. Many residents work in schools, hospitals and social care, in restaurants, hotels and entertainment, in professional and business services, and in the building trades. Across Lamoille County, some of the largest workplaces are Smugglers' Notch Resort, Copley Hospital and the Lamoille North Modified Union School District. The county has added a few more jobs over the past year, and unemployment there is low and steady. A typical commute is a fairly long one, and some people work from home.
Things to do. Smugglers' Notch and Stowe Mountain Resort, both ski areas, are a short drive away. Smugglers' Notch State Park, a protected area, is also a short drive away. Lake Champlain is a longer drive for a day by the water.
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- 4%below the poverty line
- 30 mintypical commute
- 8%work from home
What people in Lamoille County work in
Employed residents by industry, from the Census survey. Lamoille County had 12,608 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 21° and lows near 6°; warmest in July, with highs near 69° and lows near 55°. About 235 inches of snow and 81 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Mount Mansfield weather station, 8 miles away (NOAA).
Largest workplaces in Lamoille County
- DH Stowe ManagementBtvdh463
- Smugglers' Notch ResortAlpine skiing facilities with accommodations461
- Copley HospitalCritical access hospital404FTE
- Manufacturing SolutionsExercise machines manufacturing254
- VR US Holdings IIAlpine skiing facilities without accommodations249
- Lamoille North Modified Union School District #058ASchool district201FTE
- Lamoille North Modified Union School District #058BSchool district183FTE
- Lamoille Health PartnersMedical doctors', mental health, offices165
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 25 workplaces with 20 or more staff, 2,958 people in all across the county; Cambridge has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherVery high
- Inland floodingRelatively high
- LightningRelatively high
- Ice stormsRelatively moderate
- Strong windRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cambridge’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lamoille County.
Cambridge home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cambridge$381,026
- Vermont$391,900
- United States$366,157
Sellers are cutting prices on about 1 in 5 Cambridge listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Cambridge20.51%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cambridge23
New listings per month
Sellers arriving at the market.
- Cambridge6
Zip codes with a Cambridge address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cambridge — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Cambridge
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 05464 | Jeffersonville | 2,998 | — | $375,311 |
| 05444 | Cambridge | 1,752 | — | $426,281 |