Camdenton, Missouri.
Typical home $310,247 (-2.4% in a year), asking rent $1,350 .
to buy the typical home at today's mortgage rate — +$817 (+101%) since Jan 2020.
- 1 year
- Down $7,698 -2%
- $317,945$310,247 since Sep 2025
- 5 years
- Up $20,885 +7%
- $289,361$310,247 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Camdenton$1,628
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 50 years.
Typical home values in Camdenton, MO fell 2.4% over the past year — slower than the nation's +1.2%.
Living in Camdenton, Camden County, Missouri
Camdenton is a city of 3,960 people in Camden County. Half its households earn more than $54,375 a year and half less, against $66,387 across Camden County; 15% of its people live below the poverty line. 58% of its homes are lived in by their owners and 42% are rented. Unemployment in Camden County was 3.4% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Camdenton is a small city in Camden County, Missouri, with a younger population than most towns its size. Incomes here run below the county's, and more households live below the poverty line than you might expect, though most homes are lived in by their owners. Few adults hold a four-year degree, and the trip to work is usually short. Winters are cold, with only a little snow, and summers are hot, with a fair amount of rain through the year.
Work. Many residents work in schools, hospitals and social care, followed by shops, the building trades, and restaurants, hotels and entertainment. Camdenton R-III Schools, Walmart and UPS are among the largest workplaces in town. Unemployment in the county has eased compared with a year earlier, and the county has added a few more jobs over the past year.
Things to do. Ha Ha Tonka State Park, a protected natural area, is a short drive away, as are Bridal Cave and Ozark Caverns, both cave attractions. The Niangua River is also close by for time on the water, while the Lake of the Ozarks, a large reservoir, is a longer drive.
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- 1,231households
- 12%of adults have a degree
- 15%below the poverty line
- 17 mintypical commute
- 4%work from home
What residents work in
Employed residents by industry, from the Census survey. Camden County had 17,781 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 25°; warmest in July, with highs near 89° and lows near 70°. About 4 inches of snow and 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Lakeside weather station, 15 miles away (NOAA).
Largest workplaces in Camdenton
- Camdenton R-iii SchoolsSchool district680FTE
- WalmartWarehouse clubs and supercenters331
- UPSCouriers and express delivery services114
- Veterans Health AdministrationFederal government · Department of Veterans Affairs32
- Mercy EMS CamdentonAmbulance services28
- CamdentonMail and parcel delivery21
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 494 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsRelatively high
- Heat wavesRelatively high
- Winter weatherRelatively high
- Inland floodingRelatively high
- LightningRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Camdenton’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Camden County.
Camdenton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Camdenton$310,247
- Missouri$265,387
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Camdenton listings, and the typical home goes pending in 47 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Camdenton27.33%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Camdenton47
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Camdenton274
New listings per month
Sellers arriving at the market.
- Camdenton56
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Camdenton$333,130
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Camdenton96.98%
Zip codes with a Camdenton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Camdenton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.